Everyone certainly has wishes or dreams that they want to come true. A dream doesn’t have to be grandiose. It can be as simple as starting your own business or improving the welfare of your family. Taking a step to make a dream come true can start with simple things, like saving money by cutting expenses. With consistent saving, slowly but surely whatever you want can be achieved.
Many Ways to Save Money with Jago
1. To top up your GoPay balance, you don't need to pay a top-up fee
Various Gojek services have become part of many people's daily lives because they help in various situations. If you want to get to your destination quickly without the hassle of driving and paying parking fees, GoRide is awesome. Likewise, when you don't have time to cook, GoFood provides a variety of food menus.
To be able to continue to enjoy Gojek services, GoPay needs to have a balance. If you often have to top up your GoPay balance, then you also have to spend money on top-up fees.
But that's not the case when topping up GoPay balances with Jago. No matter how many times you top up your GoPay balance, you don't need to pay top-up fees. As such, you don't need to top up in a large amount at once just to avoid paying top-up fees. Especially if you need the money to meet other daily needs.
If you want to be even more practical, and of course still without top-up fees, you can link Jago to Gojek and make your Jago Pocket a source of funds. Instead of using your GoPay balance, you can pay GoFood or GoRide directly using the Jago Pocket.
2. Can have multiple accounts without having to pay monthly admin fees
Sometimes, we need to open several bank accounts to be able to manage our finances better. Open an emergency savings at bank A to ensure that the money is safe and not used for other purposes. Open an account at bank B specifically to pay all kinds of monthly bills. Open an account at bank C to manage a household budget with spouse.
And, every bank charges an admin fee. The balance in the account is deducted automatically every month. Imagine how much the total monthly admin fee you have to pay for each account you have, not to mention the total for 1 year. Wouldn't it be better if the money to pay monthly admin fees could be saved as capital to start an online business or whatever business you want to pursue?
But with Jago, you can save money even if you have multiple accounts. In fact, you can have up to 40 accounts free of monthly admin fees. All you need to do is create Jago Pockets.
Each Pocket has its own Pocket number, which functions as an account number. If you create 10 Pockets, this means you have 10 accounts, all of which can be easily and practically monitored directly from the Jago application.
3. Maintaining an average daily balance so you don't have to pay various transaction fees
When you have an account at a bank, there are many transactions that can be done, from cash withdrawals to transfers to other bank accounts. All of these transactions generally impose a fee that must be paid by you the customer.
But with Jago, you only need to maintain a certain amount of average daily balance to enjoy making various kinds of transactions free of charge.
For example, if you become a Platinum Jagoan by maintaining a minimum average daily balance of IDR 20 million across your Jago Pockets until the end of the month, you can save money because you can transfer to other banks or top up e-Wallets for free up to 150 times per month. For withdrawals, you can get cash from an ATM Bersama up to 10 times for free each month.
It's really nice if you don't need to pay admin fees for all those transactions, right? Money can be put into savings, since you no longer need to pay transaction fees. Savings will grow and can be used to make wishes come true.
Apart from finding ways to save money, with Jago you can also manage your finances and allocate funds for various expenses easily and practically using the Pockets.
The Jago application can be downloaded here for those who don’t have it yet.
