Did I spend too much money on snacks this week? You keep thinking about it. You are afraid of overspending. What if you’ve overspent? You cannot focus when working, etc. Maybe the experience is not exactly the same. But, if you often experience something like that, there is a solution. With GoPay x Jago, there will be no more overthinking due to overspending.
Jago Pocket for Managing Finances
As a loyal Jago user, you are certainly familiar with the Jago Pocket, a feature that helps you become better at managing finances. For prospective Jago users, you can use the Jago Pocket to manage expenses and savings.
For expenses such as snacks, transportation, entertainment, bills and online shopping, you can separate them in the Spending Pockets. Meanwhile, if you want to build an emergency fund and save money to buy your dream house, you can use the Saving Pockets.
Because each need can be separated into its own Pocket, it will be easier and more practical when doing budgeting. All you have to do is transfer the money to the Pockets from the Pocket that is the main source of funds.
For example, your monthly snack budget is Rp 500 thousand - make sure you have allocated a budget for priority expenses and savings first, okay? At the beginning of the month or after payday, all you have to do is put Rp 500 thousand into the Snack Pocket.
When you see that the budget in the Snack Pocket is starting to run out because you bought too many snacks in the first 2 weeks, this is a sign that you have to reduce the frequency of snacking if you still want to be able to indulge in delicious snacks until the end of the month.
This way, expenses can be controlled and you don't have to overthink whether you're spending too much money on snacks because you know you're only spending the money in the Snack Pocket. It is certain that you’ve only spent Rp 500 thousand per month for snacks. The condition is, you can't add more money to the Snack Pocket until the next month, if all Rp 500 thousand has been used.
GoPay x Jago: Jago Pocket for QRIS Payments
Those of you who like to buy food or drinks at GoPay merchants must have often made payments using QRIS. Indeed, paying using QRIS on GoPay is more practical because you don't need to use cash.
The good news is, for those who often overthink due to overspending or want to be better at managing expenses, you can now pay using QRIS on GoPay with the Jago Pocket. And, this applies to all GoPay merchants. GoPay x Jago creates a digital ecosystem that provides the best for all Jagoans.
In order to start using the Jago Pocket as a source of funds when you complete your QRIS payment on GoPay, you first need to connect your Jago Pocket (Spending Pocket) to the Gojek application.
Every Spending Pocket that you have created can be linked to Gojek. However, it is enough to just link the necessary Spending Pocket(s). For example, Snack Pocket and Monthly Shopping Pocket are suitable to be linked to Gojek, while Transfer to Mom Pocket does not need to be linked.
If you have linked your Jago Pocket(s), when you want to make a payment at the GoPay merchant cashier, you can choose the right Pocket as a source of funds, whether it's the Snack Pocket or Monthly Shopping Pocket, for example.
Not only can you manage your monthly expenses better so you won't be overthinking anymore, if you use the Jago Pocket when paying QRIS via GoPay, you are free from the hassle of doing top-ups. When you are in front of the cashier and then you remember that you haven't topped up your GoPay, you will panic.
It's time to be a Jagoan who is free from overthinking due to overspending with GoPay x Jago. The Jago application can be downloaded here for those who don't have it yet.
