Jagoans, have you ever noticed, among all types of expenses, which one is the biggest one? Usually, it’s spending on groceries. But, if you want to save money on groceries, you can.
How to Save Money on Groceries
1. Make a list and stick to it
Before shopping online or going to the store to buy groceries, you need to make a list of what you want to buy. Then, make sure you focus on buying only what is written on the list. If you are tempted to buy something else, you will spend more than you should.
2. Shop for groceries only once a week
When you stop by a store (both online and offline) every day or several times a week, the tendency to spend more than you should increases.
So, you can make a plan for next week. To make it easy, you can set a shopping time, for example on weekends either every Saturday or Sunday.
3. Compare prices between stores
For those who do grocery shopping online, you can compare prices between stores. Comparing prices doesn't take long and as soon as you find a store that offers the best price, go shopping at that store.
4. Shop with a full stomach and when you don't feel tired
It turns out that a hungry stomach affects how you shop. If you are hungry, you may add unnecessary items to your shopping cart. For example, buying snacks to satisfy your appetite. Eventually, the shopping cart becomes full of unnecessary extras. Instead of saving money on groceries, you end up spending more.
Likewise when you feel tired. It's easier to focus and make wiser decisions during grocery shopping when you're full of energy.
5. Separate budget for grocery shopping
So that it doesn't mix with other expenses, it's best if you separate the budget for grocery shopping. An easy and practical way is to use the Jago Pocket in the Jago application.
Because you spend money when grocery shopping, you need to create a Spending Pocket. Then, you can change the name of this Spending Pocket, for example to Grocery Shopping. After that, you can allocate the budget.
To be practical when shopping and so that expenses can be controlled and monitored at any time, you can link the Pocket to your Jago Visa Debit Card, either the digital or physical one.
In addition, you can also set a transaction limit on your debit card. When your spending has reached the limit, you will not be able to complete the next transaction. This way, you don’t have to worry about spending more on groceries.
The Jago application can be downloaded here if you don't have it yet.
