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Rates & Limits

Interest Rate

Jago

Types of Pocket	Interest Rate
Types of Pocket	Linked to GoPay / Bibit	Not linked to GoPay/Bibit
Main Pocket	2.5% p.a.	0.5% p.a.
Spending Pocket / Business Pocket	2.5% p.a.	0.5% p.a. / 2.5% p.a.
Savings Pocket	3.75% p.a.	3.75% p.a.
Locked Pocket	4.25% p.a.	4.25% p.a.
Investment Pocket (RDN)	2.00% p.a.	2.00% p.a.
GoPay Tabungan by Jago	2.5% p.a.	-
GoPay Simpanan	3.75% p.a.	-
Term Deposit	Rp1,000,000-99,999,999 1 month: 5% p.a. 3 months: 5.5% p.a. 6 & 12 months: 5.5% p.a. Rp100,000,000-499,999,999 1 month: 5.5% p.a. 3 months: 5.75% p.a. 6 & 12 months: 5.75% p.a. Rp500,000,000-999,999,999: 1 month: 5.75% p.a. 3 months: 6% p.a. 6 & 12 months: 6% p.a. Rp1,000,000,000+: 1 month: 6.25% p.a. 3 months: 6.50% p.a. 6 & 12 months: 6.50% p.a.

Jago Syariah

Types of Pocket	The Profit Sharing
Main Pocket	Without the profit sharing which refers to Wadiah Akad
Spending Pocket	Without the profit sharing which refers to Wadiah Akad
Savings Pocket	Without the profit sharing which refers to Wadiah Akad
Sharia Deposito	In accordance with Mudharabah Muthlaqah akad: Rp1,000,000-49,999,999: Distribution of 12.61% ratio with profit sharing equivalent to 4% p.a. Rp50,000.000-99,999,999: Distribution of 13.51% ratio with profit sharing equivalent to 4.25% p.a. Rp100,000,000+: Distribution of 16.21% ratio with profit sharing equivalent to 5% p.a.

*Interest rate can change at any time according to bank policy and will be informed through media owned by Jago.

*To see a simulation of Bank Jago’s interest calculation, click here.

*The profit sharing ratio can change at any time and will be informed through media owned by Jago.

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