Tech-based bank embedded within Indonesia’s digital ecosystem with life-focused digital financial solutions.

Bersama kita Jago.

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Our Company

Along with the development of technology and the emergence of the digital-savvy generation in Indonesia, the digital ecosystem is gradually becoming more mature in this country. In the midst of such dynamics, Bank Jago was born and grew.

Specifically built as a tech-based bank embedded within Indonesia’s digital ecosystem, Bank Jago aspires to enhance the growth of millions through life-focused digital financial solutions.

Bank Jago develops banking products and services, both conventional and sharia, that can be utilized by everyone, including retail (consumer), mass market, or micro, small and medium enterprises (MSME). The spirit of inclusion drives us to keep on innovating and collaborating with digital economy players.

Aspiration

”Enhance the growth of millions through life-focused digital financial solutions”

Values

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Life-Centricity

We look at work and finances from a life perspective

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Purposeful Growth

We passionately develop ourselves through self discovery and self mastery, and together enhance growth for our customers

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Fearless Creativity

We productively challenge normality to invent creative solutions

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Empowered Agility

Our working system enables us to adapt to changes quickly, and make decisions fast

Milestones

  • Bank Jago began offering direct lending with the launch of Jago Dana Cepat

  • Bank Jago was named as one of World’s Best Bank 2025, a list of the world’s best banks according to Forbes magazine, for the fourth time in a row

  • It was named one of the Top 6 Best Innovator Teams in Indonesia in the SDG Innovation Accelerator for Young Professionals 2025, organized by the United Nations Global Compact (UNGC)

  • Bank Jago expands financial education and literacy initiatives to the teaching community through the Guru Jago Finansial program

  • Launching of Digital Pro Card to support entrepreneurs

  • Launch of GoPay Sharia Savings and Savings

  • Marketing of productive sharia financing with musyarakah/mudharabah contracts

  • Appointed as RDN and Payment Bank Administrator by PT KSEI for the period 2024–2029

  • Selected as one of the best young innovator teams in Indonesia in the SDG Innovation Accelerator for Young Professionals (SDGI) 2024 organized by the United Nations Global Compact (UNGC)

    Opening of branch office in Surabaya

  • Launching of Jago’s QRIS

  • Launching of GoPay Tabungan, in collaboration with GoTo Financial

  • Launching of Jago Digital Academy for partnering universities

  • Launch of Jago Syariah application

  • Partnership with GoTo Financial via integration to the GoBiz app

  • Rights Issue II increases Bank capital to IDR8.11 trillion; GIC Private Limited becomes a non-controlling shareholder with ownership of 9.12%

  • Launching of Jago application

  • Partnership with Bibit and Gojek in the Jago digital ecosystem

  • Inauguration of Sharia Business Unit

  • Rights Issue I increases Bank capital to IDR1.3 trillion

  • Corporate rebranding as PT Bank Jago Tbk; relocation of head office from Bandung to Jakarta

  • Gojek through GoPay becomes a non-controlling strategic investor with ownership of 22.16%

  • Acquisition of PT Bank Artos Indonesia Tbk (ARTO) shares by MEI and WTT, with total ownership of 51%

  • PT Bank Artos Indonesia Tbk officially became a public company after offering its initial shares to the public and listing its shares on the Indonesia Stock Exchange (IDX) with the issuer code ARTO.

  • PT Bank Artos Indonesia Tbk was established in Bandung, providing a variety of banking products & services.

Time to Manage Your Money
the Way You Want

Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.

Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.

Download Jago : download on app store download on google play

Grab your smartphone, scan the QR code below to download and register Jago from anywhere and anytime.

Saatnya Atur Uang Sesuai Maumu