Everything you need to pay is displayed clearly for you to see.

Rates & Limits

Transaction Types Fee
Account opening fee Free
Monthly administration fee Free
The initial balance when opening an account Free
Dormant account fee (no transaction during 18 months) Free
Send Money from Jago App
Send money to Jago / Jago Syariah Free
Send money to other banks using RTOL or BI-FAST Max. 150x free Transfers/month (depending on your Account Level)

RTOL: Rp2,500/transaction after the free quota runs out
BI-FAST: Rp2,500/transaction after the free quota runs out
Send money using SKN Rp2,900/transaction
Send money using RTGS Rp25,000
Pay Bills from Jago App
Mobile data purchase Rp1,500
Mobile top up fee Rp1,500
Telkom (Indihome) Rp3,000
Biznet Rp4,000
Transvision Rp5,000
PLN Token Rp2,750
PLN Postpaid Rp2,000
PDAM Bogor City Rp2,500
PDAM Depok City Rp2,500
PDAM Bekasi District Rp2,500
PDAM Jakarta Aerta Rp2,500
PDAM Jakarta Palyja Rp2,500
Top Up e-Wallet from Jago App
GOPAY top-up Free
OVO top-up Max. 150x free e-Wallet Top Ups/month (depending on your Account Level)

After the quota runs out: Rp2,500/transaction
DANA top-up
LinkAja top-up

Pay & Send using Jago Debit Card

Transfer via Jago ATMs
To Jago / Jago Syariah Free
To other bank accounts Rp3,000
Transfer via Bersama/Alto Network
To Jago Rp6,500
To other bank accounts Rp6,500
Cash Withdrawal at ATM
Domestic ATMs Max. 10x free withdrawals/month (depending on your Account Level)

After the quota runs out:
Jago ATM: Free
Alto/Bersama ATM: Rp7,500/transaction
Overseas ATMs (Visa) Rp25,000
Balance Checking at ATM
Jago ATM Free
Bersama/Alto network ATMs Rp4,000
Visa network ATMs Rp10,000
Overseas ATMs Rp10,000
Transactions with Jago Debit Card at Offline Merchant & e-Commerce
Debit transactions at domestic merchants
Bersama/Alto Free
Visa Free
Debit transactions at international merchants
Visa Free
Debit transactions at e-Commerce
All Free
Failed Transaction
Debit transactions via EDC on Bersama/Alto network Free
Visa network

Visa for debit transactions at domestic offline merchants, international offline merchants and e-commerce


Service fee of Rp5,000 if the transaction fails due to insufficient balance

At ATMs Free
Print documents and reference letters Free
Request for transaction proof/receipt due to a dispute Rp50,000
Create new Jago Visa Debit Card Free 1 digital debit card for Jagoan level
Free 1 digital debit card and 1 physical debit card for Silver Jagoan level
Free 2 digital debit cards and 2 physical debit cards for Gold Jagoan level
Free 3 digital debit cards and 3 physical debit cards for Platinum Jagoan level

New users can top up their Jago balance of Rp500,000 to create a free Jago Visa Debit Card. Please wait 1x24 hours after top-up to create a card.
Additional cards/replacement:
Account Closing
Account Closing Rp10,000 or the remaining balance in the account if it is below Rp10,000

Time to Manage Your Money
the Way You Want

Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.

Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.

download on app store download on google play

Grab your smartphone, click the button or scan the QR code below to download and register Jago from anywhere and anytime.

Saatnya Atur Uang Sesuai Maumu