JAKARTA, 25 February 2026 – PT Kustodian Sentral Efek Indonesia (KSEI) invited PT Bank Jago Tbk to share insights during a talk show titled “Financial Upgrade: Wise Investments for Managing Wealth.” The online event was attended by dozens of KSEI employees and featured I Nyoman Suri Sukmawati, Head of Wealth Management at Bank Jago, as the keynote speaker.
During the event, Bank Jago highlighted its role as a technology-based bank integrated into Indonesia's digital ecosystem. Through a life-centric finance solution approach, Bank Jago aims to help the public build healthy financial habits through digital solutions relevant to the daily needs of Indonesians.
Nyoman emphasized that good investing does not begin with choosing investment instruments, but rather with the ability to manage finances. Before discussing potential returns, individuals must ensure their financial foundation is strong by securing emergency funds, maintaining healthy cash flow, controlling expenses and consistently allocating funds for investment.
One of the key topics discussed was the importance of managing the holiday allowance (THR) wisely. According to Nyoman, THR should not be spent entirely on consumption but should be viewed as an opportunity to strengthen one's financial position by allocating funds for daily needs, charity, emergency funds and investments.
The discussion also highlighted that the greatest challenge in investing often stems from financial behavior rather than the market itself. Using investment funds for impulsive purchases, inconsistent savings habits and panicking during market fluctuations are several factors that can hinder the achievement of investment goals.
To help the public build financial discipline, Bank Jago offers its Pocket feature, which allows users to separate money based on their financial goals. With up to sixty Jago Pockets that can be personalized, users can manage investment funds, routine expenses and long-term targets in a more structured manner.
Additionally, Bank Jago explained the convenience of investing through its integration with Stockbit and Bibit. Users can open an investor fund account (RDN) digitally, top up directly from their Jago Pockets, enjoy instant 24/7 fund withdrawals, and benefit from zeromonthly administration fees. These conveniences help eliminate technical barriers so that investment habits can be practiced more consistently.
Closing the session, Nyoman reminded the audience that investing is not a shortcut to wealth. Investing requires a good financial management system, discipline and time. By starting with healthy financial habits and investing based on clear goals, the public can build a more secure and sustainable financial future.
