Find Your Place. Make an Impact.

Build the future of Sharia Banking. Digitally.

We’re looking for a Sharia Digital Funding Specialist who can connect customers needs and digital capabilities to create meaningful Sharia funding solutions with viable business models. You’ll work across teams to identify opportunities, deliver the solutions to life, and measure the impact both to the customers and the business.

 

What you’ll do

• Identify growth levers and develop hypotheses to grow the business based on customer understanding, market conditions, as well as internal data
• Build business models and projections for key initiatives
• Lead cross-functional collaboration to deliver the initiatives while ensuring compliance with sharia principles & regulatory requirements
• Manage external partnerships to support business growth
• Monitor the initiatives performance, and test and iterate the hypotheses to further grow the business.

 

You might be the one we’re looking for if you have

• A Bachelor’s degree in any discipline.
• 8+ years of experience in digital consumer-facing businesses, with at least 3 years in Business Strategy or Product Strategy
• Strong structured thinking and analytical capabilities
• Excellent project management, communication, and stakeholder management skills
• Experience in developing, testing, and iterating hypothesis to grow the business
• Experience in sharia banking, community building, and/or Hajj Umrah ecosystem is a plus

 

Why this role?

Because the next generation of Sharia banking needs more than banking expertise. It needs people who can connect business × digital × collaboration × impact. If you enjoy solving complex problems, working across different teams, and turning ideas into digital solutions that make a measurable difference, we’d love to meet you.

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About the job

This role will be responsible for developing a profitable and high-quality loan portfolio through targeted marketing efforts, maintaining strong customer relationships, and ensuring credit quality and compliance throughout the lending process.

What You Will Do:

• Achieve business targets as set by management.
• Maintain and ensure the quality of the credit portfolio.
• Handle end-to-end credit processes in accordance with internal procedures.
• Build, maintain, and deepen relationships with SME customers.

What You Need to Have:

• Bachelor’s degree (S1) in a relevant field.
• min 4–5 years of experience in SME sales/relationship management with a strong track record and good reputation.
• Strong ability to build trust, collaborate effectively across teams, maintain high-quality standards, and manage work efficiently to meet business goals.

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About The Role

Retail Banking Optimization Specialists have a unique role in which you are executing digital campaigns strategy to increase activation and improve usage of customers and maintaining programs that educate customers on product functionality to support Jago’s aspiration to reach millions of customers. You will work together like-minded people inside the Go To Market organization that oversee the brand’s narrative, customer engagement and Acquisition throughout the customer life cycle.

What will you do

• Coordinate day-to-day campaign activities with assigned partners, including timeline, mechanics, materials, and operational requirements
• Execute standalone partner campaigns across relevant customer channels and ensure activities are launched according to plan
• Work with CRM, Marketing, Product, Operations, and other relevant teams to fulfill campaign requirements
• Prepare campaign briefs, customer targeting requirements, promo mechanics, communication materials, and implementation checklists
• Track basic campaign KPIs such as participation, activation, transactions, usage, and campaign cost
• Track basic campaign KPIs such as participation, activation, transactions, usage, and campaign cost
• Identify basic opportunities to improve targeting, communication, mechanics, or execution based on campaign results
• Maintain campaign calendars, documentation, partner activity records, and follow up on agreed action items

What you need to have

• Marketing: 3-5 years or demonstrable experience
• Digital Marketing: 3 years or demonstrable experience
• Demonstrated ability to create innovative new marketing programs and/or partnerships that generate results (paid and owned)
• Strong time management skills; ability to thrive in a fast paced environment, and to manage multiple, competing priorities simultaneously.
• Strong analytical skills; bias toward decision making based on data, and high proficiency with analytic tools like google analytics, flurry or even spreadsheet and using it to configure, analyze, and present data.
• Data driven direct ROI performance reporting/analysis - Expertise in campaign optimization tactics for CPA, CPC, CPI and revenue sharing models.
• Proven relevant work experience in paid mobile app marketing, mobile marketing, digital marketing, and/or display and search marketing.
• Having marketing experience in sharia business will be a plus point
• Proven track record of delivering customer acquisition growth and optimization across key metrics.
• Previous experience managing online advertising and display campaigns, preferably third party app advertising campaigns with mobile ad networks and publishers
• Technical Expertise :
• Familiarity with SQL, HTML, XML, and general office software.
• Product, performance, and brand marketing skills
• CRM tools: Braze, CleverTap, etc.

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