Jakarta, 15 August 2024 – As part of its efforts to promote financial inclusion, PT Bank Jago Tbk once again provided financial education to a community of housewives and children at Taman Pendidikan Al-qur'an (TPA) Ikhlasul Machfudz in Lenteng Agung, Jakarta.
Carrying the theme "Ibu Cerdas Kelola Uang Keluarga," (Smart Moms Manage Family Finances) this inclusion activity aimed to encourage housewives to manage family finances more intelligently to achieve shared dreams and financial well-being. The Bank Jago speakers for this financial inclusion event were Fitri Diana Sari, People Product Lead at Bank Jago; Andhina Ratriariany, Sustainability Program Activation Specialist at Bank Jago; and Deviana, Brand Management & Social Media Lead at Bank Jago.
"We believe that understanding financial management is key to achieving good financial stability, as well as building strong household economic stability," said Fitri Diana Sari.
In group sessions, the mothers were taught how to manage finances based on personal and family priorities, by categorizing expenditure and income budgets according to their nature: obligations, needs, and wants.
"Examples of obligatory expenses include loan payments, while budgets for kitchen costs, school fees, unexpected expenses, savings, and emergency funds fall under needs. Trips and snacks, however, are categorized as wants," Fitri explained.
Andhina Ratriariany added that three important things are needed for consistent financial management. "First, understand your financial goals, to make financial planning easier. Second, record every income and expense to more easily identify problems and solutions. Lastly, make budgeting a habit from the start to improve your financial condition," she elaborated.
In a separate session, the Bank Jago team also encouraged the children of TPA Ikhlasul Machfudz to develop saving habits and learn basic financial principles through games and coloring activities. These visual experiences are expected to foster an awareness of the importance of setting aside pocket money to achieve financial dreams.
"Through this initiative, we hope the knowledge gained by the housewives and children will enable them to practice good and proper financial management, thus achieving their financial goals," Deviana concluded.
