Balancing a rising career, high-stakes work responsibilities, and personal life can often be draining. As a professional, time is your most valuable asset. However, amid the hustle and bustle, there is one crucial thing that should never be overlooked: your financial future and investments.
Unfortunately, the myth that investing requires second-by-second monitoring often causes professionals to put it off. Fearing a wrong move or not having enough time to analyze the market are classic excuses that frequently pop up.
The good news is, you can still achieve financial freedom without sacrificing your focus at work or your peace of mind. Wondering how? Let’s dive into these two smart strategies.
1. Consistent Without Freezing Up: Automated Routine Investment with Jago Autodebit on Bibit
One of the keys to success in mutual funds and stock investments is consistency, commonly known as the Dollar Cost Averaging (DCA) method. However, with a packed meeting schedule, your daily routine is bound to be filled with deadlines. Manually opening an investment app every month is definitely a hassle.
The smart solution is to use an automated support system. You can leverage the collaboration between Bibit and Bank Jago.
By turning on the Jago Autodebit feature in the Bibit application, your investment process will run automatically:
- Set an Automatic Investment: You just need to set a recurring date (for instance, every payday) and the amount of funds you want to invest.
- Hassle-Free: Funds in your Jago Pocket will be automatically deducted to purchase your investment products of choice on Bibit (ranging from mutual funds and bonds to stocks).
- Financial Discipline: You no longer have to worry about forgetting or being tempted to use your investment money for consumptive spending.
Your investments keep running consistently in the background, while you can stay 100% focused on your next big work presentation or crucial meeting.
Simulation: The benefits of automated investing
To give you a better idea of how this automated system works to build your assets, let’s look at a simple simulation.
Imagine you consistently set aside Rp3,000,000 every month right after payday using the Jago Autodebit feature to invest in Bond Mutual Funds or Stocks, assuming an average return of 8% per year.
|
Investment Period |
Total Principal Invested |
Estimated Value of Your Investment |
|
5 Years |
Rp180,000,000 |
~Rp221,000,000 |
|
10 Years |
Rp360,000,000 |
~Rp551,000,000 |
|
15 Years |
Rp540,000,000 |
~Rp1,044,000,000 |
Note: Imagine, in 15 years you could accumulate over Rp1 billion without the headache of watching the charts go up and down every day. It all happens automatically in the background, thanks to the consistency maintained by the autodebit system.
2. Monitor All Investment Assets in a Single View: Portfolio Synchronization in the Jago Application
As a highly mobile professional, you certainly don’t want to waste time opening five different applications just to check your net worth or see how your investments are performing today. Fragmented financial data often triggers unnecessary anxiety.
True peace of mind comes when you have full control over your financial information in a practical way. This is where the Investment Portfolio in the Jago application becomes a game changer.
Through one neat dashboard in the Jago application, you can enjoy the following conveniences:
1. Investment Portfolio in the Jago application is linked to KSEI
All your investment assets on Bibit, including stocks and bonds, will be instantly recorded and aligned with the latest KSEI data.
2. A single view for all investments
If you have investments elsewhere, they will also show up provided you have linked your Jago RDN (Investor Fund Account) with your KSEI account. This way, your total net worth is clearly visible on one single screen.
3. Quick evaluation
Just a single click is all it takes to see if your financial strategy is on the right track toward retirement or your short-term goals.
Time to Focus on Your Career, Let the Digital Ecosystem Give You Peace of Mind in Investing
Being a successful professional doesn't mean you have to get bogged down in the complexities of managing finances every day. The key to peace of mind is technology working for you, not the other way around.
By taking advantage of Jago Autodebit's automation and the convenience of the Jago Investment Portfolio dashboard, you have significantly cut down your financial management time.
Investments stay consistent, your career stays focused, and your mind stays at peace.
FAQ About Investing for Professionals
1. What are the benefits of linking my Bibit account with my Jago account?
Aside from being able to invest routinely and automatically as mentioned above, you can enjoy instant redemption specifically for certain mutual fund products on Bibit. The proceeds will go straight into your Jago Pocket within seconds. You can also experience the comfort of investing without switching between applications.
2. Do all assets on Bibit automatically appear in the Jago Investment Portfolio feature?
Yes, that’s correct. Once you link your Bibit account with Jago, all your assets such as Mutual Funds, FR Bonds, Stocks, and SBN (Government Securities) will be automatically synchronized in a single Jago Investment Portfolio view.
3. Can I monitor investments from platforms other than Bibit on the Jago Investment Portfolio?
Absolutely. The Investment Portfolio in the Jago application is designed to be inclusive, allowing you to get a comprehensive overview of your total net worth without the hassle of app-hopping.
