Everyone has wishes. What about you, Jagoans, what are your wishes? Some wish to be able to live their retirement lives as comfortably as possible. Some want to renovate their houses. Some wish to start their own businesses. Some want to buy the latest gadgets.
Undeniably, it takes money to make every wish come true. Therefore you need to save. How to save money to make every wish come true? Read on.
How to Save Money to Make Every Wish Come True
1. Decide how much to save
How much you need to save depends on what your wishes are. For example, Jagoan who wants to buy the latest cellphone and Jagoan who wants to buy a house. The time it takes to save money is also different because buying a cellphone is a short-term financial goal while buying a house is a long-term financial goal.
2. Reduce expenses or earn extra money
If there is only 1 financial goal, it will be easier for you to make it happen. But what if there are several financial goals? You can apply strategies to save money. You can start reducing expenses or earning extra money, or you can even do both at once. You need to assess your financial condition first.
3. Allocate a budget for each wish
So that you don't forget to save, you need to allocate a budget. Preferably, the budget is separated from the budget for other needs. This way, it won’t get mixed up and you can easily monitor it. It’s easy and even tempting to use the home renovation budget for online shopping.
To separate your wishes and allocate a budget for each wish, you can use the Saving Pocket feature that can be found in the Jago application. If you want to buy a cellphone and also buy a house, you can create 2 Saving Pockets. The budget can be put into each Pocket afterwards.
4. Make saving automatic
It's best when you can see your savings grow on their own without you taking the time each month to do a manual transfer. Apart from being hassle-free, when saving grows automatically, money will definitely go into savings, not be used for other purposes.
For that, you can take advantage of the feature that can help you save without hassle, which is available in every Saving Pocket. To make it easier, you can also set a saving target. Over time, you can monitor how far you’ve progressed.
Jagoans, let’s start saving money to fulfill every wish you have.
