Hajj Preparation Pocket Information

About Hajj Preparation Pocket

What is a Hajj Preparation Pocket?

Hajj Preparation Pocket is a Savings Pocket where you can set aside money in Jago to prepare for your Hajj journey.

This Pocket doesn’t earn interest (0%), so you can save peacefully without worrying about any additional charges.

To help you stay motivated, you can:

  • Set your Hajj savings goal.
  • Track your progress toward your target amount.
  • Turn on the Auto-Budgeting feature to automatically add money to your Pocket based on your needs.

Tips: You can have up to 5 Hajj Preparation Pockets. Add or delete them anytime based on your needs.

This Pocket is not yet connected to the Integrated Hajj Computerized System (Siskohat) or the Hajj Financial Management Agency (BPKH).

That means you can’t register for Hajj directly through this Pocket, but you can start saving for it now.

Requirements & Guide

Creating and Closing a Hajj Preparation Pocket

Creating a Hajj Preparation Pocket

You can create a Hajj Preparation Pocket from the main Pocket page.

  1. On the Pocket page, tap Add Pocket.
  2. Select Hajj Preparation Pocket.
  3. Personalize the Pocket name, background color, and image.
  4. Tap Create Pocket to finish creating your Hajj Preparation Pocket.

Deleting a Hajj Preparation Pocket

  1. On the Pocket page, select the Hajj Preparation Pocket you want to delete.
  2. Tap the three-dot menu (...) in the top right corner.
  3. Choose Close Pocket.
  4. Tap Close again to confirm.

Types of Add-ons in the Hajj Preparation Pocket

here are 2 Add-ons available to help you reach your Hajj savings goal more easily:

Auto-Budgeting: An Add-on that helps you save automatically based on the frequency and period you set yourself.

Target: An Add-on that helps you reach your desired amount by setting a specific savings goal in each Pocket.

How many Hajj Preparation Pockets can I create?

You can create up to 5 Hajj Preparation Pockets.

Risks

Risks of the Hajj Preparation Pocket

Customer deposits are not guaranteed by LPS (Indonesia Deposit Insurance Corporation) if:

  1. The total savings balance exceeds Rp2 billion per customer per bank; and/or
  2. The interest rate received by the customer is higher than the rate guaranteed by LPS (click here for more information). The savings interest rate includes any cash rewards provided by the Bank to the customer.

There is also a potential risk of the account becoming dormant if there are no transactions for 18 consecutive months.

Questions About Hajj Preparation Pocket

Can the Hajj Preparation Pocket turned into a Shared Pocket?

Thanks for your interest! Unfortunately, this Pocket can’t be shared with others.

Can I get a Hajj Registration Number (Nomor Porsi Haji) through the Hajj Preparation Pocket?

The Hajj Preparation Pocket is not yet connected to the Integrated Hajj Computerization System (Siskohat) or the Hajj Financial Management Agency (BPKH) system, so you cannot register for Hajj directly through this Pocket.

 

Use Jago

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Time to Manage Your Money
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Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.

Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.

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