Payday arrives. What is the first thing you will do when you see your account balance increasing in an instant? Will you directly allocate money to the Jago/Jago Syariah Pockets that you have created to meet various needs? Or will you immediately check out all the items in the cart and end up having no money left to save?
Which one are you? Now you can more easily manage your monthly salary with automatic budget allocation. For those who often splurge, there is no longer an excuse to forget or skip saving. Because now, the budget for savings can be allocated automatically. Savings, shopping and various other needs can now receive a budget automatically without you transferring it manually or one by one to your Jago/Jago Syariah Pockets.
Also read: Differences Between Jago and Jago Syariah
Manage Your Monthly Salary the Way You Want with Auto-Budgeting in the Jago Application
To always be ahead in managing your finances, you can start taking advantage of the Auto-Budgeting feature. The great thing is, this Auto-Budgeting feature can be used the way you want.
1. With the Auto-Budgeting feature, it's easier and more practical because you don't need to separate money manually anymore
So that you no longer waste time and energy moving your salary from one Jago/Jago Syariah Pocket to other Pockets, take advantage of Auto-Budgeting. Budgeting will be according to plan hassle-free, as long as you have created a number of Pockets for your various needs.
2. With the Auto-Budgeting feature, you can save more consistently to achieve financial goals (Moneyfesting)
Find it difficult to save money? Now you can start saving the way you want. Use Auto-Budgeting in every Saving Pocket that you have so that you save according to the schedule and amount that has been previously set.
With Auto-Budgeting, saving becomes more consistent and you won’t skip it in any way. Money is automatically transferred to the destination Pocket according to schedule. Savings will automatically increase according to plan. Vacationing with your family, savings for your child's education, savings to buy a house, emergency fund savings, or any other savings you have, can all get budget allocations according to their respective portions.
3. With the Auto-Budgeting feature, you are more resistant to the temptation of splurging on or after payday
Salary often runs out even though it has just entered your account? With automatic budget allocation using Auto-Budgeting, not all of your salary is used for shopping right away. So, it can help you prevent splurging at the beginning of the month.
There is a budget that goes directly into savings, there is a budget that is directly allocated to pay bills, there is a budget that goes directly to the Jago/Jago Syariah Pockets to pay installments, transfer to parents, and so on. It all depends on your individual needs.
Related article: How to Set Jago/Jago Syariah Debit Card Transaction Limits with Funds from Your Spending Pocket
How to Start Auto-Budgeting in Your Jago/Jago Syariah Pockets
Are you ready to do Auto-Budgeting the way you want? In each Spending Pocket and Saving Pocket that has been created, you will be able to see the Set Auto-Budgeting option. Or, you can also access this feature via the Shortcut or Others menu.
Do the following steps to start activating Auto-Budgeting via the Jago application:
- Click the Pocket you want
- Click Set Auto-Budgeting
- Enter the amount you want to budget automatically into the Pocket
- Select a Pocket as the source of funds
- Set the Auto-Budgeting schedule the way you want and confirm
It's time to be free from the hassle of manual budgeting. And, at the same time you can manage your finances and watch your savings grow the way you want. Financial goals are also achieved, and spending is well controlled.
Especially for Jago Syariah users, you can always manage your finances according to sharia with Wadiah akad for the Saving and Spending Pockets.
