Blog Post --- Last Updated on May 08, 2025

4 Money Saving Tips to Help You Stay Motivated to Save Money

4 Kiat agar Motivasi Menabung Nggak Pernah Pudar 4 Money Saving Tips to Help You Stay Motivated to Save Money

Everyone will be happy and relieved if they have enough savings. However, the problem is that the desire to save often only lasts a short time. After a while, they just completely forget about saving money. Have you ever experienced this?

In fact, saving is very important. If you have savings, you will be more at ease in living your daily life. When you face a problem, especially a sudden or urgent one, you can use the savings. Saving is also very useful for old age after retirement.

Don't worry, Jagoans, if you often lose your enthusiasm for saving money, Jago has 4 money-saving tips to help you stay motivated to save money.

Stay Motivated to Save Money with These 4 Money Saving Tips

1. Find a reason to save

Jago agrees that if saving is just for saving, no one will be motivated. So, you need to find a reason to save.

What are you saving for? How much do you need to save and how long do you need to save? It's easier to stay motivated when there is a reason.

Saving is not just for something that is a priority, such as retirement and emergency funds. You can also save to have what you've always wanted. This way, the urge to splurge will also be replaced by the motivation to save.

2. Set a budget for your savings

So that you achieve your savings goals, of course, you must build a budget. Having a personal budget will keep you motivated to save because you know exactly where your money is going and how this budget can help make your dreams come true.

So that you can set a savings budget, you need to analyze your expenses. From here, you can decide which expenses can be reduced or cut completely.

You can ask yourself, which one is more important, less important expenses or saving money to achieve what you want?

Manage savings and needs, and keep track of expenses easily and practically using the Jago application

kiat menabung di aplikasi bank jago

Every need can be separated into its own Pocket. You can then allocate a budget to Each Pocket that has been created. Each Pocket will also record every transaction made, both incoming and outgoing.

It's convenient using Jago because you can create multiple Pockets for different needs. These Pockets function like separate bank accounts. In other words, you can have many accounts at once within a single application to manage your finances, including savings.

3. Save little by little

Suddenly seeing you have so much savings can make you excited. However, the excitement will only last a moment.

So that the motivation to save money does not fade over time, you can save little by little. This way, you can keep track and continue to see the progress of your saving efforts.

Save money automatically in the Jago application

kiat menabung otomatis bisa di aplikasi bank jago

You can use the Saving Pocket in the Jago application. You can set a savings target and keep track of its progress. You can also set the money to be transferred automatically to this Saving Pocket with the Auto-Budgeting feature, making saving money effortless.

4. Invite others to save together

Saving with other people, whether it's family members or close friends, can keep you motivated. You can motivate each other.

To make saving more fun with other people, you can use Jago’s Shared Pocket. Just like the Savings Pocket, together you can set a savings target and see the progress over time.

kiat menabung bersama orang lain mudah di aplikasi bank jago

You can define the respective roles of each member who joins the Shared Pocket. All members can also view the Shared Pocket’s transaction history for the sake of transparency.

You might also like..

Red Flags Aren't Just for Romance, But Also Finances: Know the Warning Signs

Red Flags Aren't Just for Romance, But Also Finances: Know the Warning Signs

Beyond relationships, financial red flags exist! Learn your wallet's danger signs and use the Jago application to keep your money safe and yourself stress-free. Read more

Dream Big, Stay Safe: How to Balance Your Dream and Emergency Savings

Dream Big, Stay Safe: How to Balance Your Dream and Emergency Savings

Dream vs. emergency savings: which is more important? Learn to balance both with the Jago application to achieve your dreams and avoid financial crises. Start saving smart! Read more

Keep Playing Padel by Managing Your Budget with Pockets

Keep Playing Padel by Managing Your Budget with Pockets

Padel is booming! Managing your sports budget is easy with Jago/Jago Syariah Pockets. Keep your hobby on track, and your finances secure. Read more

Time to Manage Your Money
the Way You Want

Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.

Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.

Download Jago : download on app store download on google play

Grab your smartphone, scan the QR code below to download and register Jago from anywhere and anytime.

Saatnya Atur Uang Sesuai Maumu