Blog Post --- Last Updated on May 18, 2026

No More Hesitance in Requesting Payments with Jago

cara menagih utang yang sopan pakai fitur Tagih Uang di aplikasi jago No More Feeling Reluctant to Request Money: Do It the Jago Way

There are many reasons to request money. Maybe you lend money to relatives and you need them to pay you back. Or, maybe you and your friends chip in to buy a birthday gift. Most people usually feel reluctant if they have to ask for money. They don’t know how to request money without offending that person.

Why Is Requesting Money Difficult?

Although demanding money is your right, the process often becomes an emotional burden, especially when it involves close friends, family, or colleagues. Many people choose to be reluctant for the sake of maintaining relationships, even though outstanding debt can disrupt your personal financial stability. The key to successfully collecting debt is a combination of assertiveness, empathy, and polite communication.

In general, you will remind the person politely if there is an unpaid debt. But, doesn’t it take time to compose words that are nice to hear? And, there’s no guarantee that that person will not be offended.

Another way is to start a conversation by asking updates related to the money being used. People borrow money for a specific purpose. You can ask and hope they somehow remember they haven’t paid their debt. However, not everyone is sensitive and can immediately remember.

You can also ask a friend who is also close to the friend whom you lend money to. But, it doesn’t feel right when you have to trouble other people.

That’s why Jago comes with the solution. Read on.

Requesting Money the Jago Way

Through Jago, it’s easy to request or ask for money. There is no burden and you don’t have to feel reluctant at all. Because it’s Jago who will help you request money. If you need to request money from many people, Jago can send a request to them all at once. But, if you want to be more personal by adding a note for each person, it’s possible too.

After Jago reminds them to transfer the money and they pay, Jago will give you a notification that your Jago Pocket has received the money. It’s all taken care of!

If you have a Shared Pocket that groups a number of people to complete a transaction together, you can track the request status of each person. Great, right?

So, how do you start requesting money? You can follow some simple steps below:

  1. Go to Request Money on Homepage.
  2. Choose plus (+) icon.
  3. Choose the contact that you want to request money from and click Next.
  4. Input the total amount and add a note if necessary.
  5. Click Send Request.

Maintaining Relationships and Financial Health

Requesting money is indeed not easy, but your financial health is more important. By requesting money from a friend without offending them using the Request Money feature in the Jago application, you can maintain good relations while ensuring your rights are fulfilled.

Make sure both you and the friend you are requesting money from already have a Jago account.

What are you waiting for? Feel how convenient it is now to request money from anyone.

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Time to Manage Your Money
the Way You Want

Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.

Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.

Download Jago : download on app store download on google play

Grab your smartphone, scan the QR code below to download and register Jago from anywhere and anytime.

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