Who's ready to go on vacation? Eid al-Fitr holidays are coming soon. There will also be summer holidays. Not to mention other kinds of holidays, you decide for yourself when you want to take time off to get away from the routine of daily life. One thing is certain, to avoid going over budget, preparation is necessary.
Vacation, Easy Peasy Without Overspending with These Jago Preparations
1. Put vacation budget in a separate Spending Pocket
Many people who are on vacation become shopaholics. They want to buy everything they see. They want to taste every food and drink there. Even though enjoying a vacation is a good thing, if you get to a shopping spree, you can become broke when you get back from a vacation. And, you end up regretting it because it turns out that some of the things that you purchased are not needed.
So that you don't overspend, you can separate your vacation budget using the Jago Pocket. Create 1 new Spending Pocket for all your holiday needs, from buying snacks to buying souvenirs. The budget is of course adjusted to your financial capabilities.
Also read: How to Start Saving for Your Vacation
2. Link the Spending Pocket to the Jago Visa Debit Card
If the vacation budget has been separated into its own Spending Pocket, then you can link your Jago Visa Debit Card to this Spending Pocket. When buying souvenirs or snacks during vacation, there is only one source of funds.
You can also set a transaction limit for the Jago Visa Debit Card to control spending. Buying items in a store that has Visa payWave? Simply tap your Jago Visa Debit Card to complete a transaction. Want to buy snacks at a small shop on the side of the road but the shop only accepts cash? No problem. You can withdraw cash from any ATM around the world, as long as it has the Visa logo on it.
Don't have a Jago Visa Debit Card yet? Let's create it now directly from the Jago application, no need to stop by the Bank Jago branch. Wait for your Jago Visa Debit Card to be delivered to your home address within 2 to 3 working days. Jago right?
3. Use the Shared Pocket for shared transactions
The Shared Pocket is perfect for those of you who will be traveling with friends or family. For example, when you just want to taste a really delicious food. If you order 1 for yourself, the portion is too big. Instead, you can order it for for the entire gang. Use the money in the Shared Pocket when paying for it.
This Shared Pocket is different from the Spending Pocket that you created for the holiday budget. Because with Jago you can create many Pockets. And, each Pocket has its own account number.
When the Shated Pocket has been created, you and your friends or family who are already members of the Shared Pocket can put money directly here. So, the funds will not mix with the funds in your personal accounts.
Each member of the Shared Pocket can spend money, if the Pocket owner sets it so. If not, then only the Pocket owner can use the money in the Pocket. However, each member can still view the transaction history of the Pocket so that transparency is maintained.
So Jagoans, are you ready for your next vacation? Use the three features in the Jago application above to stick to the budget and avoid overspending. Create your Pockets as needed and don't forget to bring your Jago Visa Debit Card.
