- Promo period 22 February - 5 March 2025
- Users must complete missions within a tier with the following criteria:
Tier Mission Min. Transaction/Top Up Reward Promo Cap 1 Make 1x transaction Debit Card Visa Rp50,000 30,000 1,000 Make 1x transaction Bills/Mobile Category Rp20,000 Open Term Deposit Sharia min. Tenure 3 Months Rp5,000,000 2 Make 1x transaction Debit Card Visa Rp50,000 100,000 800 Make 1x transaction Bills/Mobile Category Rp50,000 Open Term Deposit Sharia min. Tenure 3 Months Rp30,000,000 3 Make 1x transaction Debit Card Visa Rp100,000 333,000 500 Make 1x transaction Bills/Mobile Category Rp100,000 Open Term Deposit Sharia min. Tenure 3 Months Rp75,000,000 - Each Mission in can be made on different days during the promo period
- The balance that is placed for Deposit should be from other Banks and not from Jago (fresh fund). Users allowed to top-ups and open term deposits on different days during the promo period
- Mission that meet the criteria are only mission made within 22 February - 5 March 2025
- Users can only get one of the prizes listed.
- If the users have done missions more than 1 tier, then the reward that will be counted in this program is the first tier made
- Only valid once per 1 Jago Sharia Users
- If user does not fulfill the activities in a tier and/or closes the deposit before maturity date, users will not get bonus
- Bonus is available for the first 2.300 users
- The bonus will be sent no later than 16 June 2025
- Bonus will be sent through Jago Apps & email users
- Promo only applies to Jago Sharia Users
- Promo does not apply to Jago’s Employees
**Savings will not be covered by LPS if the accumulated savings amount (including interest) at one bank exceeds Rp2 billion; and/or the applicable interest rate exceeds the LPS-guaranteed interest rate (click here for further information).
- Promo period 22 February - 5 March 2025
- Users must complete missions within a tier with the following criteria:
Tier Mission Min. Transaction/Top Up Reward Promo Cap 1 Make 1x transaction Debit Card Visa Rp50,000 30,000 1,000 Make 1x transaction Bills/Mobile Category Rp20,000 Open Term Deposit Sharia min. Tenure 3 Months Rp5,000,000 2 Make 1x transaction Debit Card Visa Rp50,000 100,000 800 Make 1x transaction Bills/Mobile Category Rp50,000 Open Term Deposit Sharia min. Tenure 3 Months Rp30,000,000 3 Make 1x transaction Debit Card Visa Rp100,000 333,000 500 Make 1x transaction Bills/Mobile Category Rp100,000 Open Term Deposit Sharia min. Tenure 3 Months Rp75,000,000 - Each Mission in can be made on different days during the promo period
- The balance that is placed for Deposit should be from other Banks and not from Jago (fresh fund). Users allowed to top-ups and open term deposits on different days during the promo period
- Mission that meet the criteria are only mission made within 22 February - 5 March 2025
- Users can only get one of the prizes listed.
- If the users have done missions more than 1 tier, then the reward that will be counted in this program is the first tier made
- Only valid once per 1 Jago Sharia Users
- If user does not fulfill the activities in a tier and/or closes the deposit before maturity date, users will not get bonus
- Bonus is available for the first 2.300 users
- The bonus will be sent no later than 16 June 2025
- Bonus will be sent through Jago Apps & email users
- Promo only applies to Jago Sharia Users
- Promo does not apply to Jago’s Employees
- The prize tax is borne by Jago.
- This promotion is free of charge.
- Jago has the right to change the Terms & Conditions of this program if deemed necessary by providing information through Jago's website, application and social media accounts.
- Jago has the right to cancel a promotional prize if there is an indication of fraud, unusual Mission, or violation of the terms and conditions of this promotion, and/or Bank Service Terms and Conditions Point 8(c) Chapter XVII concerning CLOSING, BLOCKING, TEMPORARY SUSPENSION OF ACCOUNTS.
- Decisions, conditions, or changes to conditions made by Jago cannot be contested.
- Jago (Sharia) users are responsible for conducting transactions using the features and services provided by the Bank for matters that do not contradict Sharia principles, in accordance with the Bank's Service Terms and Conditions, Clause 13, Chapter VIII. Jago Application.
- By participating in the promotion program, Jago users acknowledge, understand, and agree to all applicable terms and conditions.
- Jago has the right to cancel a promotional prize if there is any indication of fraud or violation of the terms and conditions of the promotion.
- Jago and the customer agree to mutually release and free the other party from all claims, demands, losses, costs that June arise in connection with this program if it occurs due to the negligence of each party.
- These terms and conditions have been made following the provisions of the prevailing laws and regulations, including the regulations of the Financial Services Authority (OJK).
- Should you have any questions, please contact us via the official Jago Customer Care contact numbers at 1500746 or (022) 3000 0746, email us at [email protected], and also our social media channels (Instagram and Twitter) at @tanyajago.
FAQ
This promo starts from 22 February - 5 March 2025.
This promo can only be participated by Jago Sharia Users
Users must complete all the mission in a tier with the following criteria:
The balance that is placed for Deposit sharia should be from other Banks and not from Jago (fresh fund)
Fresh Fund Calculation
Balance on End Of March >= Term Deposit Amount + Balance one day before promo start
Users can top-ups and the creation of term deposits sharia on different days during the promo period
If the user X tops up Rp50,000,000 and makes a deposit of Rp50,000,000, then this case is a fresh fund.
If the user Y tops up Rp25,000,000 and makes a deposit of Rp50,000,000, then this case is not a fresh fund (because the source of funds is not entirely new).
If the user Z tops up Rp100,000,000 and makes a deposit of Rp50,000,000, then this case is a fresh fund.
| Tier | Mission | Min. Transaction/Top Up | Reward | Promo Cap |
|---|---|---|---|---|
| 1 | Make 1x transaction Debit Card Visa | Rp50,000 | 30,000 | 1,000 |
| Make 1x transaction Bills/Mobile Category | Rp20,000 | |||
| Open Term Deposit Sharia min. Tenure 3 Months | Rp5,000,000 | |||
| 2 | Make 1x transaction Debit Card Visa | Rp50,000 | 100,000 | 800 |
| Make 1x transaction Bills/Mobile Category | Rp50,000 | |||
| Open Term Deposit Sharia min. Tenure 3 Months | Rp30,000,000 | |||
| 3 | Make 1x transaction Debit Card Visa | Rp100,000 | 333,000 | 500 |
| Make 1x transaction Bills/Mobile Category | Rp100,000 | |||
| Open Term Deposit Sharia min. Tenure 3 Months | Rp75,000,000 |
The balance that is placed for Deposit sharia should be from other Banks and not from Jago (fresh fund)
Fresh Fund Calculation
Balance on End Of March >= Term Deposit Amount + Balance one day before promo start
Users can top-ups and the creation of term deposits sharia on different days during the promo period
If the user X tops up Rp50,000,000 and makes a deposit of Rp50,000,000, then this case is a fresh fund.
If the user Y tops up Rp25,000,000 and makes a deposit of Rp50,000,000, then this case is not a fresh fund (because the source of funds is not entirely new).
If the user Z tops up Rp100,000,000 and makes a deposit of Rp50,000,000, then this case is a fresh fund.
Only valid once per user Jago Sharia account during the promotion period (22 February - 5 March 2025).
Promo is available for the first 2.300 users with the following details:
| Tier | Mission | Min. Transaction/Top Up | Reward | Promo Cap |
|---|---|---|---|---|
| 1 | Make 1x transaction Debit Card Visa | Rp50,000 | 30,000 | 1,000 |
| Make 1x transaction Bills/Mobile Category | Rp20,000 | |||
| Open Term Deposit Sharia min. Tenure 3 Months | Rp5,000,000 | |||
| 2 | Make 1x transaction Debit Card Visa | Rp50,000 | 100,000 | 800 |
| Make 1x transaction Bills/Mobile Category | Rp50,000 | |||
| Open Term Deposit Sharia min. Tenure 3 Months | Rp30,000,000 | |||
| 3 | Make 1x transaction Debit Card Visa | Rp100,000 | 333,000 | 500 |
| Make 1x transaction Bills/Mobile Category | Rp100,000 | |||
| Open Term Deposit Sharia min. Tenure 3 Months | Rp75,000,000 |
Jago Term Deposito Syariah
How to open a Term Deposit Sharia
How to open a Term Deposit Sharia
- On the Pockets page, tap on Create Pocket
- Choose the Term Deposit Sharia
- Set the amount you wish to save in your Term Deposit, then choose the term
- Pick one of the maturity settings:
- Auto-withdrawal: Your Term Deposit Sharia principal and interest will be automatically transferred to your Main Pocket when matures
- Auto-renewal: You can choose to auto-renew your principal and interest OR principal only, with the same term as previous period
- On the Confirmation page, tap Create Deposit Sharia, then input your PIN to create your Term Deposit Sharia
No. Users do not get a reward if they close their deposit before the tenor ends.
Bills & Mobile category are PLN, PDAM, Installment, Credit Card, Insurance, Mobile Postpaid, Internet & TV, Mobile Prepaid and Data.
If the user completes missions more than 1 tier, then the first missions in a tier made during the promo period is entitled to the bonus.
The bonus will be sent no later than 16 June 2025
The contract used is Ju'alah in accordance with the DSN MUI Fatwa No.62/DSN-MUI/XII/2007 06 December 2007 concerning the Ju'alah Agreement. Ju'alah is a promise or commitment (iltizam) to provide certain rewards (reward/'iwadh/ju'l) for achieving specified results (natijah) from a job.
