Jago Syariah is in accordance with the DSN MUI fatwa and is supervised by the Sharia Supervisory Board (DPS).
The sharia principles
There are several things you need to know about the sharia principles used by Jago Syariah. In accordance with Islamic law, akad or agreement is a necessity before making any banking transaction.
Akad Wadiah Yad Dhamanah
Transactions based on Akad Wadiah Yad Dhamanah
Putting your money or saving your money in accordance with the sharia principles means you have full control on your money deposit. You have the freedom to withdraw your money whenever you want.
Create Jago Syariah PocketsRukun Akad Wadiah Yad Dhamanah
The Stakeholder
You, as the first person and the bank as the deposit recipient.
Akad Object
Means the money that you put in the bank.
Akad Shigat
Open new account digitally and still having Ijab Qabul ceremony through digital process with Wadiah Yad Dhamana on Jago Syariah application.
Mudharabah Muthlaqah Akad
Save Your Money with Mudharabah Muthlaqah Akad
Plan your future better by saving your money using Mudharabah Muthlaqah.
The bank will manage your money according to sharia principles and you can get profit based on the profit sharing ratio that is agreed by you and the Bank.
Rukun Mudharabah Muthlaqah Akad
The Stakeholders
You as the one who provides the money (Shahib al-Mal) and the Bank as the one managing the money (Mudharib)
Akad Object
The money you deposit in the Bank to be managed. The Bank will provide profits earned from managing your money in the Bank's business according to real income and the profit-sharing ratio.
Profit or Profit Sharing Ratio
The bank will give profit that is obtained from managing your money according to the profit sharing ratio that is agreed at the beginning of the akad.
Akad Shigat
Open a new account digitally with Ijab & Qabul ceremony through digital process using Mudharabah Muthlaqah akad on Jago Syariah app.
Business
a business managed by the Bank uses your money in unlimited sectors and types of business and does not conflict with sharia principles.
