Instead of spending all the money in savings, it is better to invest it. Agree? There are many investment goals, such as to diversify assets, to provide for the future, and to achieve financial goals. The awesome thing about using the Jago/Jago Syariah ecosystem is that you can invest without having to wait until you have a lot of money. In other words, investment doesn't have to be a large amount straight away. Investment also doesn't need to be grandiose. Read on to know how.
How to Invest in Mutual Funds with Jago/Jago Syariah and Bibit
To enjoy the seamless experience of investing in mutual funds on Bibit the way you want or according to sharia, this is what you can do: link your Jago and Bibit accounts. After that, get ready for the following benefits.
1. Invest on Bibit without top-up fees, without switching applications from Jago/Jago Syariah
Once Jago/Jago Syariah and Bibit are linked, you can buy mutual fund products on Bibit easily and practically right away. No need to switch applications, just use Jago as a payment method. The awesome thing about using Jago, buying Bibit mutual funds is free of top-up fees. So, you can reduce expenses. Directly buy mutual funds according to the investment capital you have.
2. For regular mutual fund investment on Bibit, you can use Jago Autodebit
Invest in small amounts consistently, and over time your investment amount will become large. It is super easy to save regularly with Bibit. Use Jago Autodebit as a payment method in the Bibit application. Money for investment will be automatically deducted from the Jago/Jago Syariah Pocket. You can set the investment frequency yourself, daily, weekly or monthly.
3. Bibit mutual funds can be disbursed instantly, directly into the Jago/Jago Syariah Pocket
Some mutual fund products on Bibit can be disbursed instantly. This benefit is very useful if you are building emergency funds on Bibit or want to achieve your financial goals more quickly after having enough savings. Make sure to buy mutual fund products with a lightning bolt on Bibit if you want instant disbursement.
How to Invest in Stocks with Jago/Jago Syariah and Stockbit
The Jago/Jago Syariah digital ecosystem also makes it easier for those who want to start investing in stocks. With Jago/Jago Syariah and Stockbit, you can enjoy the practicality of investing in stocks the way you want or according to sharia. It’s so simple and easy, you can open Jago/Jago Syariah RDN from the Stockbit application.
1. Open Jago/Jago Syariah RDN in just a matter of hours
You need something called a customer funds account (RDN) so you can carry out stock buying and selling transactions. If you haven’t got one, you can log in to the Stockbit application and select to open Jago/Jago Syariah RDN. Since it is done through the Stockbit application, you can create Jago/Jago Syariah RDN from anywhere and at any time.
Also read: What differentiates Jago Syariah RDN from Jago RDN?
2. Jago/Jago Syariah RDN balance can be topped up directly from the Pocket in the Jago application
So you can easily and quickly buy the stocks you want, top up your RDN balance directly from the Jago application. Select the Jago/Jago Syariah Pocket that you want to use as a source of funds when topping up your RDN balance. In just a matter of seconds, your RDN will be filled with money.
Use your RDN balance to make a stock purchase transaction on Stockbit for at least one lot. The total amount varies, depending on the stocks you want to buy. This way, you can adjust to the investment capital that has been prepared.
Apart from Taking Advantage of the Jago/Jago Syariah Ecosystem, Also Open Savings in a Term Deposit/Sharia Deposit
The more savings and investments you have, the more peacefully you can live your life. You don't need to worry about the present and future either.
Therefore, apart from investing in mutual funds and stocks using the Jago/Jago Syariah ecosystem, make sure you also have savings in the form of deposits.
Jago users can open Term Deposits to enjoy competitive interests on the principal funds saved. The greater the principal funds, the greater the interest you will earn. Continue to auto-renew your deposit (along with the interest) to get maximum profit from compound interest.
Jago Syariah users can open Sharia Deposits to save money more blissfully according to Sharia. Using Mudharabah Muthlaqah akad, the Sharia Deposit offers competitive profit sharing.
Term Deposits and Sharia Deposits can both be opened directly from the Jago application. This means you can open new deposits from anywhere and at any time without needing to go to a Bank Jago/Jago Syariah branch. Apart from that, the minimum money required to open a Term Deposit/Sharia Deposit is Rp1,000,000.
Quick Q&A on Investing on Bibit and Stockbit
1. How can beginners invest profitably on Bibit?
Profitability in investing depends heavily on discipline and long-term goals. Here are the main tips for optimizing your investment journey on Bibit:
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Determine your goal: Set a clear target (e.g., a retirement fund in 10 years). This helps you select the right product type and tenure.
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Use the Robo Advisor: For beginners, follow the recommendations from the Bibit Robo Advisor. This system will suggest allocations (Money Market Mutual Funds, Bonds, Stocks) that match your risk profile.
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Invest routinely: Apply a routine savings strategy. Utilize Jago Autodebit to ensure fund transfers to Bibit happen automatically every month, guaranteeing consistency.
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Diversify: Don’t put all your funds into one type of mutual fund. Diversify your portfolio to reduce risk.
2. What is the difference between investing in stocks and stock mutual funds?
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Stocks: You, as the investor, personally choose which companies (issuers) to buy. The risk is higher because you are fully responsible for asset selection.
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Stock mutual funds: You buy a package containing dozens of stocks. The stock selection is handled by a Professional Investment Manager. This is suitable for beginners because the risk is diversified and managed by experts.
Enjoy the fun of investing and saving in an easy and practical way. With Jago/Jago Syariah and the ecosystem, you don’t have to wait until you have a lot of money to invest. What are you waiting for? Start investing regularly from now on!
