Main Pocket, Savings Pocket, and Spending Pocket

What is a Main Pocket?

Main Pocket is your default Pocket available when you first created your Jago account. Main Pocket is connected to a JagoID which makes money movement between Jago account easier.

Tip: Main Pocket is best use for transactions, and less effective for saving your money.

What is a Savings Pocket?

Savings Pocket allows you to save with 3.75% interest rate p.a, and can be withdrawn anytime. You can customize your Savings Pocket to your liking; giving it a name, setting a display picture, and set a background color.

Tip: In Savings Pocket, you are allowed to set a target and autosave, which will help you save money in multiple ways that fit you. You can have 20 Savings Pockets at once.

What is a Spending Pocket?

Spending Pocket allows you to use the Pocket as a source of funds for a transaction. It can be for transfer to other bank accounts or use it for card payment and online payment.

Tip: You can connect one of your Jago Debit Card to one Spending Pocket. You can have 20 Spending Pockets at once.

What is an Investment Pocket (Customer Fund Account)?

Investment Pocket is a Customer Fund Account (also known as Rekening Dana Nasabah/RDN) for Capital Market transactions. Jago will create this Pocket after you open an investment account through Jago investment partners, and this Pocket will link to your investment account. You can use the money you put into this Pocket for your transactions in the capital market through your preferred investment platform (stockbroker).

Tip: You can have more than 1 Investment Pocket from different stockbrokers.

What is a Business Pocket?
Business Pocket is a type of bank account in Jago created for business owners. You will be able to create up to 20 Business Pockets and utilise them to separate your business income and expenses.

Tip: Link your Business Pocket to a Debit Card and set an Income Target to monitor your business income easily.

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