Everything you need to pay is displayed clearly for you to see.
Rates & Limits
Rates & Limits
Rates & Limits
Interest Rate
Jago
| Types of Pocket | Interest Rate | |
|---|---|---|
| Linked to GoPay / Bibit | Not linked to GoPay / Bibit | |
| Main Pocket | 1.50% p.a. | 0.50% p.a. |
| Spending Pocket / Business Pocket |
1.50% p.a. (0% interest for Umrah Preparation Pocket) |
0.50% p.a. / 2.50% p.a. (0% interest for Umrah Preparation Pocket) |
| Savings Pocket | 3.25% p.a. (0% interest for Hajj Preparation Pocket) |
3.25% p.a. (0% interest for Hajj Preparation Pocket) |
| Locked Pocket | 4.00% p.a. | 4.00% p.a. |
| Investment Pocket (RDN) | 2.00% p.a. | 2.00% p.a. |
| Foreign Currency Pocket | USD 2.75% p.a. SGD 0.00% p.a. EUR 0.00% p.a. JPY 0.00% p.a. AUD 0.00% p.a. |
|
| GoPay Tabungan by Jago | 1.50% p.a. | - |
| GoPay Simpanan | 3.25% p.a. | - |
| Term Deposit | 1 month | 3 months | 6 months | 12 months |
|---|---|---|---|---|
| Rp1.000.000 - 99.999.999 | 5.00% | 5.50% | 5.50% | |
| Rp100.000.000 - 499.999.999 | 5.50% | 5.75% | 5.75% | |
| Rp500.000.000 - 999.999.999 | 5.75% | 6.00% | 6.00% | |
| >= 1.000.000.000 | 6.25% | 6.25% | 6.25% | |
Jago Syariah
| Types of Pocket | The Profit Sharing |
|---|---|
| Main Pocket | Without the profit sharing which refers to Wadiah Akad |
| Spending Pocket | Without the profit sharing which refers to Wadiah Akad |
| Savings Pocket | Without the profit sharing which refers to Wadiah Akad |
| Sharia Deposito |
In accordance with Mudharabah Muthlaqah akad:
|
*Interest rate can change at any time according to bank policy and will be informed through media owned by Jago.
*To see a simulation of Bank Jago’s interest calculation, click here.
*The profit sharing ratio can change at any time and will be informed through media owned by Jago.
Time to Manage Your Money
the Way You Want
Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.
Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.
Grab your smartphone, scan the QR code below to download and register Jago from anywhere and anytime.
