Locked Pocket

Get 4.25% interest p.a. by saving from Rp100,000

Resist the temptation to spend by locking money for financial goals. Enjoy a flexible locking period. You can also add money at any time.

Competitive Interest

Interest of 4.25% p.a.* will bring you closer to achieving your dream.

*Savings will not be covered by LPS if the accumulated savings amount (including interest) at one bank exceeds Rp2 billion; and/or the applicable interest rate exceeds the LPS-guaranteed interest rate (click here for further information).

Short-term or Long-term, You Decide

Lock money from as short as 14 days and add money whenever you want. You can also extend the locking period automatically or manually.

Set Target & See Progress

Use any of your Locked Pockets to set a savings target. Monitor anytime and enjoy it when your dreams come true.

Save Consistently With Autosave

No more forgetting to save. Set any of your Locked Pockets with the Autosave feature. Collect your savings automatically from the Main Pocket.

Can Top Up At Any Time

Even though the Pocket is locked, you can add money at any time. Interest automatically adjusts.

Can Start At Rp100,000

Saving doesn't need to be in huge amount right away. Suitable for those who are just starting or want to plan for the future.

No need to visit Bank Jago's branch

Create Pocket in the app. When the lock opens, the money goes straight into the Pocket, and withdrawing funds can be done instantly from the app.

See more how tos

Jago Application
Jago Application
Jago Application
Jago Application

See more how tos

Jago Application
Jago Application
Jago Application
Jago Application

Add money to Pockets

Learn to Add Balance

Want to Know More About the Pocket Feature?

See FAQ

Time to Manage Your Money
the Way You Want

Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.

Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.

Download Jago : download on app store download on google play

Grab your smartphone, scan the QR code below to download and register Jago from anywhere and anytime.

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