

- This promo is valid for all Jago users, except Jago Syariah users and Jago employees.
- Promo period 19 - 31 December 2024
- Users must top up & create a new Term Deposit and top-up with the following criteria:
Minimum Deposit Amount Bonus Tenure Interest Rate Promo Cap Rp10,000,000 Rp15,000 1 Month 4.25% 500 Rp50,000,000 Rp75,000 1 Month 4.75% 300 Rp100,000,000 Rp100,000 1 Month 5.25% 200 Rp250,000,000 Rp500,000 1 Month 5.25% 100 Rp500,000,000 Rp1,000,000 1 Month 5.25% 50 Rp1,000,000,000 Rp2,000,000 1 Month 5.25% 25 - The balance that is placed for Deposit should be from other Banks and not from Jago (fresh fund)
- Top-ups and the creation of term deposits on different days during the promo period
- The top-up amount from another bank must be greater than or equal to the amount of the deposit made
- Users must make a minimum of 1x transaction of any nominal value during the promo period except Jago to Jago transfer and interbank transfer. (Example: top up e-Wallet, QRIS transaction, top up mobile data etc)
- Deposit that meet the criteria are only Deposit made within 19 - 31 December 2024
- If the user opens more than 1 deposit, then the deposit that will be counted in this program is the first deposit made. will be the first to get a chance for this bonus.
- Users can only get one of the prizes listed.
- Only valid once per 1 Jago user.
- Promo is available for the first 1,175 users with the following details:
Minimum Deposit Amount Bonus Tenure Interest Rate Promo Cap Rp10,000,000 Rp15,000 1 Month 4.25% 500 Rp50,000,000 Rp75,000 1 Month 4.75% 300 Rp100,000,000 Rp100,000 1 Month 5.25% 200 Rp250,000,000 Rp500,000 1 Month 5.25% 100 Rp500,000,000 Rp1,000,000 1 Month 5.25% 50 Rp1,000,000,000 Rp2,000,000 1 Month 5.25% 25 - If the user closes the deposit before maturity date, the user will not get the bonus
- The bonus will be sent 30 days after the promo period ends plus a maximum of 7 Working Days for 1 month tenure
- Promo does not apply to Jago’s Employees
- Promo is not valid for Jago Sharia Users.
Interest and Bonus Calculation
| Jumlah Deposito | Reward | Tenor | Suku Bunga | Kuota | Bunga + Bonus | % Bunga + Bonus p.a |
|---|---|---|---|---|---|---|
| Rp10,000,000 | Rp15,000 | 1 Month | 4.25% | 500 | Rp49,836 | 5.88% p.a |
| Rp50,000,000 | Rp75,000 | 1 Month | 4.75% | 300 | Rp269,672 | 6.37% p.a |
| Rp100,000,000 | Rp100,000 | 1 Month | 5.25% | 200 | Rp530,328 | 6.47% p.a |
| Rp250,000,000 | Rp500,000 | 1 Month | 5.25% | 100 | Rp1,575,820 | 7.69% p.a |
| Rp500,000,000 | Rp1,000,000 | 1 Month | 5.25% | 50 | Rp3,151,639 | 7.69% p.a |
| Rp1,000,000,000 | Rp2,000,000 | 1 Month | 5.25% | 25 | Rp6,303,279 | 7.69% p.a |
* Calculation Simulation using 1 month = 30 days
**Savings will not be covered by LPS if the accumulated savings amount (including interest) at one bank exceeds Rp2 billion; and/or the applicable interest rate exceeds the LPS-guaranteed interest rate (click here for further information).
If the user X tops up Rp50,000,000 and makes a deposit of Rp50,000,000, the user will receive a bonus.
If the user Y tops up Rp25,000,000 and makes a deposit of Rp50,000,000, the user is not entitled to a bonus (because the source of funds is not entirely new).
If the user Z tops up Rp100,000,000 and makes a deposit of Rp50,000,000, the user will receive a bonus.
- This promo is valid for all Jago users, except Jago Syariah users and Jago employees.
- Promo period 19 - 31 December 2024
- Users must top up & create a new Term Deposit and top-up with the following criteria:
Minimum Deposit Amount Bonus Tenure Interest Rate Promo Cap Rp10,000,000 Rp15,000 1 Month 4.25% 500 Rp50,000,000 Rp75,000 1 Month 4.75% 300 Rp100,000,000 Rp100,000 1 Month 5.25% 200 Rp250,000,000 Rp500,000 1 Month 5.25% 100 Rp500,000,000 Rp1,000,000 1 Month 5.25% 50 Rp1,000,000,000 Rp2,000,000 1 Month 5.25% 25 - The balance that is placed for Deposit should be from other Banks and not from Jago (fresh fund)
- Top-ups and the creation of term deposits on different days during the promo period
- The top-up amount from another bank must be greater than or equal to the amount of the deposit made
- Users must make a minimum of 1x transaction of any nominal value during the promo period except Jago to Jago transfer and interbank transfer. (Example: top up e-Wallet, QRIS transaction, top up mobile data etc)
- Deposit that meet the criteria are only Deposit made within 19 - 31 December 2024
- If the user opens more than 1 deposit, then the deposit that will be counted in this program is the first deposit made. will be the first to get a chance for this bonus.
- Users can only get one of the prizes listed.
- Only valid once per 1 Jago user.
- Promo is available for the first 1,175 users with the following details:
Minimum Deposit Amount Bonus Tenure Interest Rate Promo Cap Rp10,000,000 Rp15,000 1 Month 4.25% 500 Rp50,000,000 Rp75,000 1 Month 4.75% 300 Rp100,000,000 Rp100,000 1 Month 5.25% 200 Rp250,000,000 Rp500,000 1 Month 5.25% 100 Rp500,000,000 Rp1,000,000 1 Month 5.25% 50 Rp1,000,000,000 Rp2,000,000 1 Month 5.25% 25 - If the user closes the deposit before maturity date, the user will not get the bonus
- The bonus will be sent 30 days after the promo period ends plus a maximum of 7 Working Days for 1 month tenure
- Promo does not apply to Jago’s Employees
- Promo is not valid for Jago Sharia Users.
- The prize tax is borne by Jago.
- This promotion is free of charge.
- Jago has the right to change the Terms & Conditions of this program if deemed necessary by providing information through Jago's website, application and social media accounts.
- Jago has the right to cancel a promotional prize if there is an indication of fraud, unusual activity, or violation of the terms and conditions of this promotion, and/or Bank Service Terms and Conditions Point 8(c) Chapter XVII concerning CLOSING, BLOCKING, TEMPORARY SUSPENSION OF ACCOUNTS.
- Decisions, conditions, or changes to conditions made by Jago cannot be contested.
- By participating in the promotion program, Jago users acknowledge, understand, and agree to all applicable terms and conditions.
- Jago has the right to cancel a promotional prize if there is any indication of fraud or violation of the terms and conditions of the promotion.
- Jago and the customer agree to mutually release and free the other party from all claims, demands, losses, costs that June arise in connection with this program if it occurs due to the negligence of each party.
- These terms and conditions have been made following the provisions of the prevailing laws and regulations, including the regulations of the Financial Services Authority (OJK).
- Should you have any questions, please contact us via the official Jago Customer Care contact numbers at 1500746 or (021) 3000 0746, email us at [email protected], and also our social media channels (Instagram and Twitter) at @tanyajago
Interest and Bonus Calculation
| Jumlah Deposito | Reward | Tenor | Suku Bunga | Kuota | Bunga + Bonus | % Bunga + Bonus p.a |
|---|---|---|---|---|---|---|
| Rp10,000,000 | Rp15,000 | 1 Month | 4.25% | 500 | Rp49,836 | 5.88% p.a |
| Rp50,000,000 | Rp75,000 | 1 Month | 4.75% | 300 | Rp269,672 | 6.37% p.a |
| Rp100,000,000 | Rp100,000 | 1 Month | 5.25% | 200 | Rp530,328 | 6.47% p.a |
| Rp250,000,000 | Rp500,000 | 1 Month | 5.25% | 100 | Rp1,575,820 | 7.69% p.a |
| Rp500,000,000 | Rp1,000,000 | 1 Month | 5.25% | 50 | Rp3,151,639 | 7.69% p.a |
| Rp1,000,000,000 | Rp2,000,000 | 1 Month | 5.25% | 25 | Rp6,303,279 | 7.69% p.a |
* Calculation Simulation using 1 month = 30 days
**Savings will not be covered by LPS if the accumulated savings amount (including interest) at one bank exceeds Rp2 billion; and/or the applicable interest rate exceeds the LPS-guaranteed interest rate (click here for further information).
If the user X tops up Rp50,000,000 and makes a deposit of Rp50,000,000, the user will receive a bonus.
If the user Y tops up Rp25,000,000 and makes a deposit of Rp50,000,000, the user is not entitled to a bonus (because the source of funds is not entirely new).
If the user Z tops up Rp100,000,000 and makes a deposit of Rp50,000,000, the user will receive a bonus.
FAQ
| Minimum Deposit Amount | Bonus | Tenure | Interest Rate | Promo Cap |
|---|---|---|---|---|
| Rp10,000,000 | Rp15,000 | 1 Month | 4.25% | 500 |
| Rp50,000,000 | Rp75,000 | 1 Month | 4.75% | 300 |
| Rp100,000,000 | Rp100,000 | 1 Month | 5.25% | 200 |
| Rp250,000,000 | Rp500,000 | 1 Month | 5.25% | 100 |
| Rp500,000,000 | Rp1,000,000 | 1 Month | 5.25% | 50 |
| Rp1,000,000,000 | Rp2,000,000 | 1 Month | 5.25% | 25 |
- The balance that is placed for Deposit should be from other Banks and not from Jago (fresh fund)
- Top-ups and the creation of term deposits on different days during the promo period
If the user X tops up Rp50,000,000 and makes a deposit of Rp50,000,000, the user will receive a bonus.
If the user Y tops up Rp25,000,000 and makes a deposit of Rp50,000,000, the user is not entitled to a bonus (because the source of funds is not entirely new).
If the user Z tops up Rp100,000,000 and makes a deposit of Rp50,000,000, the user will receive a bonus.
- Users must make a minimum of 1x transaction of any nominal value during the promo period except Jago to Jago transfer and interbank transfer. (Example: top up e-Wallet, QRIS transaction, top up mobile data etc)
| Minimum Deposit Amount | Bonus | Tenure | Interest Rate | Promo Cap |
|---|---|---|---|---|
| Rp10,000,000 | Rp15,000 | 1 Month | 4.25% | 500 |
| Rp50,000,000 | Rp75,000 | 1 Month | 4.75% | 300 |
| Rp100,000,000 | Rp100,000 | 1 Month | 5.25% | 200 |
| Rp250,000,000 | Rp500,000 | 1 Month | 5.25% | 100 |
| Rp500,000,000 | Rp1,000,000 | 1 Month | 5.25% | 50 |
| Rp1,000,000,000 | Rp2,000,000 | 1 Month | 5.25% | 25 |
How to open a Term Deposit
- On the Pockets page, tap on Create Pocket
- Choose the Term Deposit
- Set the amount you wish to save in your Term Deposit, then choose the term
- Pick one of the maturity settings:
- Auto-withdrawal: Your Term Deposit principal and interest will be automatically transferred to your Main Pocket when matures
- Auto-renewal: You can choose to auto-renew your principal and interest OR principal only, with the same term as previous period
- On the Confirmation page, tap Create Deposit, then input your PIN to create your Term Deposit
The bonus will be sent 30 days after the promo period ends plus a maximum of 7 Working Days.