Planning for the future by making various financial goals is very important. From here we can make financial plans to achieve the goals. One way is to start saving money or investing.
Saving money or investing according to sharia principles is different from saving money or investing in a conventional style. One of the important requirements in saving money according to sharia principles is the akad. If you want to save money or invest in deposits, you will hear a lot about the Mudharabah akad.
The Sharia Deposit in Jago Syariah uses the Mudharabah Muthlaqah akad. Therefore, it is important for Jagoans who are interested in saving money according to sharia principles to achieve financial goals or make future plans come true to know more about the Mudharabah Muthlaqah akad.
What is Mudharabah Muthlaqah Akad in Sharia Banking?
Mudharabah means a cooperation agreement involving a business between two parties. The first party is the owner of capital who provides all the capital, while the second party is the recipient of capital who will manage the capital.
In addition, the Mudharabah akad also offers a cooperation period, which is determined based on the agreement of both parties. In the Mudharabah Muthlaqah akad, the capital provider does not specify what type of business the recipient of the capital must do to manage the capital. The Mudharabah Muthlaqah akad is different from the Mudharabah Muqayyadah akad where the capital provider places limits on the capital recipient regarding capital management.
The Mudharabah Muthlaqah akad is often found in products owned by Islamic Banks, such as the Sharia Deposit from Jago Syariah.
Using the Mudharabah Muthlaqah akad, the Sharia Deposit involves you as a provider of capital in the form of money (Shahibul Maal) and Jago Syariah as a money manager (Mudharib).
After receiving the money that you have saved in a Sharia Deposit, Jago Syariah will use your money in unlimited sectors and types of business. But of course, the sectors and types of business in question do not conflict with sharia principles.
Jago Syariah will then give you profit according to the profit sharing ratio agreed at the beginning of the akad.
It's time to plan for the future by saving money according sharia principles with Jago Syariah to get more barakah. Before opening an account at Jago Syariah with a Mudharabah Muthlaqah akad, there will be ijab and qabul first. Because Jago Syariah carries the concept of digital money management, the ijab and qabul are done digitally.
Jago Syariah’s features are as complete as Jago conventional. The features enable you to make various transactions and payments quickly, easily and practically. Apart from that, Jago Syariah also has the power of the ecosystem because you can link it to GoPay and Bibit.
