- Promo period : 22 September - 10 October 2026
- The promo is valid for all Jago users but does not apply to Jago Syariah users (The promotion does not apply to Jago users who registered through the Gojek application after September 21, 2026.)
- Users must use the promo voucher coupon on the Term Deposits page in the Jago app. Click here to view the steps for using a voucher coupon (Make sure to update to the latest version of the Jago app to use the voucher coupon)
- Users must top up and create a new Term Deposit to participate in this promotion, with the following criteria:
TD Amount Tenure Interest rate Rp10,000,000 - Rp99,999,999 14 Days 4.50% p.a. Rp100,000,000 - Rp499,999,999 14 Days 5.00% p.a.
*The maximum amount allowed for a single deposit account is Rp499,999,999
**Savings will not be covered by LPS if the total deposit amount (including interest) exceeds Rp2 billion per customer per bank; and/or the applicable interest rate exceeds the LPS Deposit Insurance Rate (click here for further information). The interest rate provided includes the money given by the Bank to the Customer.
- The balance placed in a Deposit must come entirely from other banks (fresh funds) and not from Jago
- Fresh fund for 1st Term Deposit calculated based on the difference between the total balance on the day the Deposit is created, minus the total balance recorded on the promo reference date (21 September) (Total balance: Sum of balances from all Jago Pockets owned by the customer)
- Fresh funds calculation for the 2nd and subsequent Term Deposits = total balance on the date of Term Deposit creation - total balance recorded on the promo reference date (21 September 2026) - total principal amount of the previous Term Deposit(s) using the same promo
- Top-ups and the creation of term deposits on different days during the promo period
- Term Deposits must be made through the Jago application (not applicable for Term Deposits made from GoPay/Gojek application)
- Users may make multiple deposits, provided they comply with the applicable terms and conditions.
- Deposit that meet the criteria are only Deposit made within 22 September - 10 October 2026
- Promo is available for all Bank Jago users with the following details:
TD Amount Tenure Interest rate Rp10,000,000 - Rp99,999,999 14 Days 4.50% p.a. Rp100,000,000 - Rp499,999,999 14 Days 5.00% p.a. - If the user closes the deposit before the selected tenure, the user will not get the interest rate
- Promo is not valid for Jago Sharia Users.
- Promo period : 22 September - 10 October 2026
- The promo is valid for all Jago users but does not apply to Jago Syariah users (The promotion does not apply to Jago users who registered through the Gojek application after September 21, 2026.)
- Users must use the promo voucher coupon on the Term Deposits page in the Jago app. Click here to view the steps for using a voucher coupon (Make sure to update to the latest version of the Jago app to use the voucher coupon)
- Users must top up and create a new Term Deposit to participate in this promotion, with the following criteria:
TD Amount Tenure Interest rate Rp10,000,000 - Rp99,999,999 14 Days 4.50% p.a. Rp100,000,000 - Rp499,999,999 14 Days 5.00% p.a.
*The maximum amount allowed for a single deposit account is Rp499,999,999
**Savings will not be covered by LPS if the total deposit amount (including interest) exceeds Rp2 billion per customer per bank; and/or the applicable interest rate exceeds the LPS Deposit Insurance Rate (click here for further information). The interest rate provided includes the money given by the Bank to the Customer.
- The balance placed in a Deposit must come entirely from other banks (fresh funds) and not from Jago
- Fresh fund for 1st Term Deposit calculated based on the difference between the total balance on the day the Deposit is created, minus the total balance recorded on the promo reference date (21 September) (Total balance: Sum of balances from all Jago Pockets owned by the customer)
- Fresh funds calculation for the 2nd and subsequent Term Deposits = total balance on the date of Term Deposit creation - total balance recorded on the promo reference date (21 September 2026) - total principal amount of the previous Term Deposit(s) using the same promo
- Top-ups and the creation of term deposits on different days during the promo period
- Term Deposits must be made through the Jago application (not applicable for Term Deposits made from GoPay/Gojek application)
- Deposit that meet the criteria are only Deposit made within 22 September - 10 October 2026
- Promo is available for all Jago Users with the following details:
TD Amount Tenure Interest rate Rp10,000,000 - Rp99,999,999 14 Days 4.50% p.a. Rp100,000,000 - Rp499,999,999 14 Days 5.00% p.a. - If the user closes the deposit before the selected tenure, the user will not get the interest rate
- Promo is not valid for Jago Sharia Users.
- This promotion is free of charge.
- Jago has the right to change the Terms & Conditions of this program if deemed necessary by providing information through Jago's website, application and social media accounts.
- Jago has the right to cancel a promotional prize if there is an indication of fraud, unusual activity, or violation of the terms and conditions of this promotion, and/or Bank Service Terms and Conditions Point 8(c) Chapter XVII concerning CLOSING, BLOCKING, TEMPORARY SUSPENSION OF ACCOUNTS.
- Decisions, conditions, or changes to conditions made by Jago cannot be contested.
- By participating in the promotion program, Jago users acknowledge, understand, and agree to all applicable terms and conditions.
- Jago has the right to cancel a promotional prize if there is any indication of fraud or violation of the terms and conditions of the promotion.
- Jago and the customer agree to mutually release and free the other party from all claims, demands, losses, costs that may arise in connection with this program if it occurs due to the negligence of each party.
- These terms and conditions have been made following the provisions of the prevailing laws and regulations, including the regulations of the Financial Services Authority (OJK).
- Should you have any questions, please contact us via the official Jago Customer Care contact numbers at 1500746 or (022) 3000 0746, email us at [email protected], and also our social media channels (Instagram and Twitter) at @tanyajago.
FAQ
This promo starts from 22 September - 10 October 2026
The promo is valid for all Jago users but does not apply to Jago Syariah users (The promotion does not apply to Jago users who registered through the Gojek application after September 21, 2026.)
Users must use a promo voucher coupon on the Deposit page in the Jago app.
Users must top up & create a new Term Deposit and top-up with the following criteria:
Users must top up & create a new Term Deposit and top-up with the following criteria:
| TD Amount | Tenure | Interest rate |
|---|---|---|
| Rp10,000,000 - Rp99,999,999 | 14 Days | 4.50% p.a. |
| Rp100,000,000 - Rp499,999,999 | 14 Days | 5.00% p.a. |
- The balance placed in a Deposit must come entirely from other banks (fresh funds) and not from Jago
- Fresh fund for 1st Term Deposit calculated based on the difference between the total balance on the day the Deposit is created, minus the total balance recorded on the promo reference date (21 September) (Total balance: Sum of balances from all Jago Pockets owned by the customer)
- Fresh funds calculation for the 2nd and subsequent Term Deposits = total balance on the date of Term Deposit creation - total balance recorded on the promo reference date (21 September 2026) - total principal amount of the previous Term Deposit(s) using the same promo
- After selecting the voucher coupon, users can see the amount of fresh funds currently available.
After selecting the voucher coupon, users can see the amount of fresh funds currently available. Users can top up a certain amount of money so that the fresh funds match the Deposit they wish to create.
Valid for more than 1 time per Jago user during the promotion period (22 September - 10 October 2026).
| TD Amount | Tenure | Interest rate |
|---|---|---|
| Rp10,000,000 - Rp99,999,999 | 14 Days | 4.50% p.a. |
| Rp100,000,000 - Rp499,999,999 | 14 Days | 5.00% p.a. |
- Open your Jago app, tap Pockets. Tap Create Pocket and choose Term Deposit.
- Tap the "Use promo here" banner and choose the 14 Day Term Deposit promo
- Tap on the checkmark on the right side of the promo you'd like to use.
- Continue with the Term Deposit creation process.
- Promo will be applied according to the terms & conditions.
Users will not get an interest if they close their deposit before the tenure they choose.
Users may make multiple deposits, provided they comply with the applicable terms and conditions.
Time to Manage Your Money
the Way You Want
Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.
Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.
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