Term Deposit

Term Deposit that offers monthly interest disbursement and is free of penalties

Long-term savings with up to 6% p.a. interest. Create and withdraw Term Deposit in seconds right from the app, no need to go to the bank.

No Early Withdrawal Fees

There are no penalties to pay if you withdraw your deposit prematurely. The right choice to save your emergency fund.

Competitive Interest of up to 6%

Invest your money in Term Deposit and enjoy competitive interest of up to 6% per annum*.

*Savings will not be covered by LPS if the total deposit amount (including interest) exceeds Rp2 billion per customer per bank; and/or the applicable interest rate exceeds the LPS Deposit Insurance Rate (click here for further information). The interest rate provided includes the money given by the Bank to the Customer.

Create Term Deposit in App

Much easier and faster, now you can open a term deposit directly from the Jago application.

Withdraw Funds Without Visiting The Branch

Withdraw your deposit funds and use the money to achieve your goals directly from the application.

You Decide the Maturity Term

Save money at the Term Deposit according to your needs. You can choose between 1, 3, 6 or 12 months.

Can Start at Rp1,000,000

Investing doesn't need to be in huge amount right away. Suitable for those who are just starting or want to plan for the future.

See more how tos

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*This calculation is a simulation or illustration only. Actual results may vary based on Bank Jago's system calculations.

Achieve Your Financial Goals with Jago Term Deposits

Want your money to grow the way you want? Estimate your potential Bank Jago Deposit earnings with our calculator, and open your Term Deposit directly from the Jago application!

*Calculation results may differ depending on the deposit tier and the number of days in the current month.
*Interest rates are subject to change at any time according to bank policy and will be communicated through Jago's official channels.
*Deposit interest is subject to a 20% tax.

Create a Term Deposit

Want to Know More About the Term Deposit Feature?

See FAQ

Time to Always Manage Your Money
According to Sharia

Create up to 60 Jago Syariah Pockets (bank accounts) with Wadiah and Mudharabah akad to start saving, transacting, and managing expenses.

Open a Sharia Deposit in minutes directly from the app and get competitive profit sharing. Withdraw your Deposit early (if needed) without penalties.

Download Jago : download on app store download on google play

Grab your smartphone, scan the QR code below to download and register Jago Syariah from anywhere and anytime.

Saatnya Atur Uang Selalu di Depan Sesuai Syariah