Every day we have various needs to fulfill. Even though we have many needs, that doesn't mean we spend all our money or salary on shopping. Spending right is an important factor that must be considered when shopping to prevent your savings from running out. What are some good things you can do to ensure overspending doesn't happen when shopping? Shopping local with the Jago/Jago Syariah Pockets and Visa Debit Cards is one of them.
The Goodness That Comes from Shopping Local
The more often you shop for local products, the more positive impacts it brings.
1. Belanja lokal mendorong majunya perekonomian daerah dan juga perekonomian negara
Dengan membeli produk lokal, uang yang dibelanjakan terus berputar kembali dalam perekonomian daerah setempat. Dari sinilah bermacam-macam usaha kecil dan menengah bisa terus tumbuh. Dengan terus tumbuhnya usaha-usaha tersebut, secara otomatis pendapatan negara juga meningkat sehingga perekonomian Indonesia juga terdampak secara positif.
2. Shopping local reduces dependence on imported products
The stronger the economy of a region, the greater the possibility of that region becoming more independent. This independence reduces people's dependence on imported products.
3. Shopping local encourages job opportunities
The more people who buy local products, the higher the demand for these products. Increasing demand for products opens up greater possibilities for the creation of wider job opportunities.
Producers, raw material providers, marketing and logistics personnel, for example, are all needed. Sellers or traders can also earn more. All of these reduce the unemployment rate and improve the overall welfare of society.
4. Buy local at more affordable prices
When shopping for imported products, you have to be prepared to dig into your Pocket to pay higher prices. One of the reasons is because of the import duties imposed. Meanwhile, by shopping local, you can get more affordable prices. The quality of local products is no less good than imported products. If you can buy them at more affordable prices, why buy the more expensive ones?
Shop Local Using the Budget Set in the Jago Application
Even though you have to fulfill many needs, you don't need to worry about overspending if you have set your budget using the Jago application. Jago and Jago Syariah users can both manage their finances the way they want or according to their principles by utilizing the innovative solutions available in the Jago application.
1. Can have a lot of Pockets for a lot of needs
The awesome thing about using the Jago application is that you can separate many needs into many Jago/Jago Syariah Pockets. One Pocket for one need. You can make dozens of Pockets in the Jago application.
With one Pocket for one need, the budget can be managed better. You also don't need to worry about overspending when shopping because you have allocated a budget to each Pocket and choose the right Pocket when making payments.
Buying groceries, new clothes, coffee and snacks, hampers can all be separated into different Pockets in the Jago application.
When allocating a budget to each Pocket, you only need to move money from a Pocket that is the source of funds.
Did you know that you can also allocate your budget automatically to your Jago/Jago Syariah Pockets?
Also read: Differences between Jago and Jago Syariah
2. Spend mindfully by sticking to your budget using the Jago/Jago Syariah Visa Debit Card
The budget for various purchases has been set for each pocket. Now, it's time to buy what you need with the Jago/Jago Syariah Visa Debit Card.
Why use a Jago/Jago Syariah debit card? For more practical and convenient payments. When buying local products offline, don’t forget to bring your physical Jago/Jago Syariah Visa Debit Card. Tap or swipe your debit card when paying. It’s so practical and easy, without the need to carry cash.
There is also a digital version of the Jago/Jago Syariah Visa Debit Card, which you can only use to shop for local products online.
For online shopping, you can use both types of Jago/Jago Syariah debit cards, namely physical and digital.
Link your Jago/Jago Syariah debit card to the right Spending Pocket
Not only is it practical and convenient, shopping using the Jago/Jago Syariah Visa Debit Card will be more mindful as you can link it to the Spending Pocket of your choice. When you want to buy new clothes, for example, make sure you link your debit card to your clothes shopping Pocket. When shopping for groceries, link your debit card to your groceries shopping Pocket.
You can change Spending Pockets linked to your debit card at any time. So, there's no need to worry if you only have one card to shop for various needs.
Set daily Jago/Jago Syariah debit card transaction limits in the Jago application
Apart from being able to spend within your budget, with the Jago/Jago Syariah debit card you can spend even more mindfully because you can set daily limits for various types of transactions. When you reach your daily transaction limit, you will not be able to use your debit card to shop that day.
So, what do you want to buy first, Jagoan?
