Do you want to have a halal vacation with your family but are worried that funds for other family needs, such as savings for child's education, will be used up? Together with Jago Syariah, alhamdulillah the funds for all your needs are safe because there is the Jago Syariah Pocket.
60 Jago Syariah Pockets for 60 Needs
1. Separate your halal vacation budget into its own Saving Pocket or Spending Pocket with Wadiah akad that is interest free
Already have funds for halal travel with your beloved family? All you have to do is create a Pocket and move the funds. If there are a lot of needs during the holidays, and you want to separate the funds, you can. Create several Pockets as needed. For example, if you want to separate the budget for souvenirs and the budget for snacks during the holidays, all you have to do is create 2 Pockets. Then, allocate the budget according to its portion to the two pockets.
It's up to you whether you want to create a Saving Pocket first or create a Spending Pocket right away. If you still want to save money until the time comes for your halal vacation, it is recommended to create a Saving Pocket first. By doing so, money cannot be used until you turn the Saving Pocket into a Spending Pocket.
For Saving and Spending Pockets, you can create up to 40 Pockets in total. And each Pocket has its own account number. So, you don't need to worry if there are many needs that must be separated. There must be enough Pockets. You can also monitor all the Pockets that have been created directly in 1 application, the Jago application.
2. Secure the funds for priority family needs the Sharia Deposit with Mudharabah Muthlaqah akad
It's great to be able to enjoy a halal vacation and spend beautiful moments with your spouse and children. However, many families are worried if funds for priority family needs such as savings for child's education and emergency funds are used during the holidays.
With Jago Syariah, alhamdulillah you don't have to worry. For funds for priority family needs, you can secure them in the Sharia Deposit.
Create a new Pocket for Sharia Deposit and save money according to the period you want, between 1 to 24 months. For Sharia Deposit, you can create up to 20 Pockets. You can secure all the funds for priority family needs here.
Just like the Saving and Spending Pockets, you can also monitor your Sharia Deposits from the Jago application. With the addition of 20 Pockets for Sharia Deposits, this means you can have 60 Pockets (60 bank accounts) to plan and manage family finances.
Use the Jago Syariah Visa Debit Card to Spend as Planned
One more tip for those of you who are going on a halal vacation with your family and don't want to overspend, you can use the Jago Syariah Visa Debit Card.
Not only does it make payments more practical and easy because you don't have to carry too much cash and you can just tap PayWave or swipe on the EDC machine, the Jago Syariah Visa Debit Card can be linked to a Spending Pocket.
To use your Jago Syariah debit card for transactions or payments, simply select the appropriate Pocket as the source of funds
Since you want to go on vacation, link your debit card to a Spending Pocket that you have put in a special vacation budget, such as the Snack Pocket or Souvenirs Pocket. In this way, you can only spend money that has been allocated for halal vacation. Funds for other needs are definitely safe from being spent.
Don't forget to activate the international payment option directly in your Jago application
This feature allows your Jago Syariah Visa Debit Card to be used for transactions in foreign currencies when you're abroad. By enabling this option, you won't have to bother exchanging cash anymore. Enjoy the ease and convenience of transacting anywhere with your Jago Syariah Visa Debit Card!
After returning from vacation, you can change the Pocket linked to your Jago Syariah Visa Debit Card. One debit card can only be linked to one Spending Pocket. But, if you have three Jago Syariah Visa Debit Cards, you can link them to three different Spending Pockets to make payments as needed.
Looking forward to your halal vacation? Start separating the funds from now. For those who don't have a Jago Syariah Visa Debit Card yet, you can directly request it from the Jago application. No need to stop by a bank branch. Then, wait for the card to be delivered to your home address.
