Education is an important factor in life. Therefore, parents will certainly try their best to ensure that their children get the best education. Ellga Yuthysa is a mother of two who has a dream of being able to provide the best education for both children. How has Elga been preparing the fund for her children’s education?
Saving Money for Education Fund in the Pocket
There are various strategies that parents can apply when they want to start building the education fund for their children. Ellga, who works as a content creator and parenting influencer, consistently allocates a budget that has been agreed upon with her husband. The budget is taken from the total monthly income.
To be able to set aside money for her children’s education, Ellga and her husband has mutually agreed to live a simple life and not be affected by other people’s lifestyle. In addition, Ellga and her husband always determine the priority scale if they want something else at the same time.
"Once we had an urgent need, which was an additional motorbike to make it easier to pick up the children from school. But at the same time, our savings was only enough to pay school fees," Ellga shared her experience with Bank Jago Syariah.
Another strategy used by Ellga is sending her two children to the same foundation. Elga decided to do this for several reasons. Ellga's two children happen to be close in age, only two years apart.
"First, so my husband and I can save on the cost of picking up children. We don't have to use a shuttle service. Second, we can get a discount on elementary school entrance fees if children go to the same foundation.”
Meanwhile, to save for her children’s education funds, Ellga relies on Jago Syariah, a financial solution with sharia principles that are connected to Indonesia's digital ecosystem. The excellent features in Jago Syariah make it easier for her to manage finances with those closest to her in a practical and more blissful way because Jago Syariah is in accordance with sharia principles.
"I've enjoyed the benefits of using the Pocket feature in Jago Syariah. The Pocket feature makes it very easy to budget the fund for my the education of my children who are only two years apart."
Ellga chose Jago Syariah because the akad used is clear, namely the Wadiah Yad Dhamanah akad. With the presence of Jago Syariah, Ellga feels that financial management becomes easier, more secure, blissful and without interest.
Together with her husband, Elga uses the Shared Pocket. The Shared Pocket feature allows users to invite other people to collaborate in financial matters, whether it's saving or managing expenses.
“The Shared Pocket feature makes it easier for my husband and I to manage finances together. For example, it can be used for children's education savings or Umrah savings. And the most important thing is that Jago Syariah uses wadiah akad. So, insya Allah, managing money is more blissful."
Apart from the Shared Pocket that is used to build her children’s education fund, Ellga creates a number of Spending Pockets and Saving Pockets to manage other expenses.
“I have Pockets for daily necessities, such as electricity bills, monthly shopping, savings for Umrah, zakat, and self-rewards. Alhamdulillah, with the Pockets, budgeting becomes easier and more practical. Expenses become more manageable.”
Do you want to be jago at building your child’s education fund and managing finances according to sharia principles like Ellga? Let's start using Jago Syariah and its features. Jago Syariah can be downloaded here for those who don't have it yet.
