Blog Post --- Last Updated on May 26, 2026

Why Saving and Spending with Jago Syariah is Safe and Worry-free

Kenapa Kamu Bisa Bertransaksi Tenang dan Aman Bersama Jago Syariah? Why Saving and Spending with Jago Syariah is Safe and Worry-free

With Jago Syariah, which is a digital bank, you can make various transactions directly from the application without needing to stop by a bank branch. You can request a Jago Syariah Visa Debit Card through the application, and wait for the card to be delivered to your home address. You can also download e-Statements and save them on your cellphone so you don't have to print a passbook.

Regarding transaction security, you don't need to worry. Jago Syariah has multiple layers of security protection and you can also do things to secure your account from suspicious transactions.

Peace of Mind When Transacting with Jago Syariah

1. You can block your debit card directly from the application

Having a Jago Syariah Visa Debit Card is awesome. Transactions are more practical because you don't need to carry large amounts of cash when shopping. Want to tap or swipe the card, you can do it easily, including when you are traveling or on vacation abroad.

Of course, you don't want your debit card to be lost, whatever the reason is. However, if it does happen, with Jago Syariah you can stay calm.

No need to panic, go directly to the Jago application and select the lost debit card to block it immediately. When it's blocked, the card automatically cannot be used by whoever found it. Alhamdulillah, the money in your Jago Syariah account is safe.

2. Enable two-factor authentication to let Jago know that you are actually the one making the transaction

The two-factor authentication is a super important security feature that you need to enable. For example, to log into the Jago application, you can activate biometrics such as face recognition and fingerprint, apart from using a PIN or password. It's safer, because your fingerprint and face are different from other people's.

You can also activate two-factor authentication on transaction limits as needed. For example, for transactions over Rp5,000,000, you must enter your password to make it more secure. Meanwhile, for transactions Rp5,000,000 using a PIN is sufficient.

3. Jago Syariah automatically detects suspicious transactions and activities

Jago Syariah is equipped with machine learning that can detect suspicious transactions. For example, when you make the same transaction repeatedly in a very close time span.

Likewise when there is an unregistered device trying to access your Jago Syariah account. You will get a notification. If that's you, then you can allow the device. However, if you accidentally allow it when it’s not you, delete the device directly through the application so that Jago Syariah can block access automatically.

Alhamdulillah, you can have peace of mind all the time when managing money, making transactions and completing payments through the Jago application.

Saving money with Jago Syariah is also more blissful because it uses the Wadiah Yad Dhamanah akad for the Pocket feature and the Mudharabah Muthlaqah akad for the Sharia Deposit feature.

Jago Syariah can be downloaded here for those who don’t have it yet.

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Time to Manage Your Money
the Way You Want

Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.

Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.

Download Jago : download on app store download on google play

Grab your smartphone, scan the QR code below to download and register Jago from anywhere and anytime.

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