Want to travel abroad? No need to bother having to bring cash. Especially if the currency of the country you want to visit is rarely available in Indonesia. Just prepare the Jago Syariah Visa Debit Card for worry-free and hassle-free shopping. Not only abroad, but also when shopping in Indonesia.
Why Use the Jago Syariah Visa Debit Card When Spending Money
Having a visa debit card frees you from the hassle of exchanging cash at a money changer when you want to travel abroad. But there are many other benefits of carrying a Jago Syariah Visa Debit Card in your wallet when you want to spend money in Indonesia and overseas.
1. The Jago Syariah Visa Debit Card can be linked to a Spending Pocket
If you log in to the Jago application, you will find the Pocket feature which makes it easier for you to budget and manage your finances.
The Pocket feature in Jago Syariah consists of the Spending Pocket, Saving Pocket and Sharia Deposit Pocket. You can create up to 60 Pockets, with each type of Pocket you can create up to 20.
Because a debit card exists to allow you to enjoy cashless payments, you can link it to a Spending Pocket for payment purposes.
One Jago Syariah Visa Debit Card can be linked to one Spending Pocket. So if you have two different Spending Pockets for shopping and snacks while traveling, you can connect two debit cards. Not only physical debit cards, you can also link digital debit cards because Jago Syariah has both.
2. The Jago Syariah Visa Debit Card helps you not to overspend
After being linked to a Spending Pocket, your debit card can only use the balance in the Pocket. Before going on a trip, of course you have allocated the right budget first. In this way, you can be more disciplined in using money and prevent overspending.
However, there is one important note here. You can't keep adding money to your Meals Pocket and Shopping Pocket if the money has been used up.
Apart from only being able to use the balance in the linked Pocket, you can also set the daily transaction limit for your debit card according to your needs. This is really helpful if in a day you don't want to spend too much so that your expenses don't swell during the holidays.
3. The Jago Syariah Visa Debit Card offers convenient transactions
For overseas transactions, your payments are automatically converted from the Rupiah balance in your linked Spending Pocket. This confirms that Jago Syariah supports international transactions, removing the need for manual visits to money changers. Additionally, using a debit card is more secure than carrying excessive cash, significantly lowering the risk of loss or theft.
To use your Jago Syariah Visa Debit Card abroad, remember to activate the international payment option from the card settings menu in your Jago application.
So Practical: Create a Debit Card from the Jago App and Wait for It to be Delivered to Your House
For those who are just about to create a Jago Syariah Visa Debit Card, you don't need to stop by Bank Jago. Just log into the Jago application and request for a card.
After filling in the required details and confirming, all you have to do is relax and wait for the card to be delivered to the home address that you provide. This applies specifically to physical debit cards.
What are you waiting for? Time to create a Jago Syariah Visa Debit Card for those who haven't. For those who already have one, don't forget to bring your card with you on vacation or wherever you go, so you can enjoy hassle-free payments.
Quick Q&A About the Jago Syariah Debit Card
1. Can the Jago Syariah Debit Card be used everywhere?
Yes, the Jago Syariah Debit Card bearing the Visa logo can be used widely. This card can be used at:
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All ATM machines with the Bersama and Alto networks in Indonesia (for cash withdrawal, transfer, and balance inquiry).
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Millions of physical and online merchants around the world that accept Visa payments.
2. Can Jago Syariah be used abroad for cash withdrawals?
Yes, it can. You can withdraw cash at any ATM worldwide that displays the Visa logo using your Jago Syariah Card. Just make sure the balance in your linked Spending Pocket is sufficient and the international transaction feature has been activated in the application.
3. Can Jago Syariah be used for international online transactions?
Certainly. You can use your Jago Syariah Debit Card (the digital version is recommended) for transactions on global e-commerce platforms, paying for music or movie subscriptions, and even booking travel tickets on international websites, all conveniently and securely.
4. What are the fees for the Jago Syariah Debit Card?
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Card Creation Fee: Jago Syariah provides a quota of one free physical and one free digital debit card. You can create additional cards for a fee. See full details here.
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Monthly Admin Fee: There is no monthly administration fee charged for card ownership.
5. How can I get the Jago Syariah Debit Card?
To get the Jago Syariah Debit Card, you must:
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Ensure you already have a Jago Syariah account.
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Log in to the Jago application.
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Select the Card menu, and apply for the creation of a physical or digital debit card. The card can then be linked to your Main Pocket or a Jago Syariah Spending Pocket.
Plus, saving and managing expenses with Jago Syariah is more blissful because 60 Jago Syariah Pockets use interest-free Wadiah Yad Dhamanah akad (for Saving and Spending Pockets) and Mudharabah Muthlaqah akad with a competitive profit sharing ratio (for Sharia Deposit).
