The double-digit shopping season is always highly anticipated thanks to an abundance of promos that let us save big. However, behind the discount-hunting euphoria, you still need to be extra cautious. Scammers often exploit this moment to pull off various scams while you're eagerly, or anxiously, awaiting your packages.
3 Common Scams Following Double-Digit Shopping
1. Swapped Package Scam (.APK File)
Scammers pose as courier delivery drivers and send WhatsApp messages claiming your package was mixed up. They attach a file in .apk format (often named something like Package_Photo.apk). If downloaded, this malware can hack your device and drain your personal data as well as your bank balance.
2. Fake COD Package Scam
Scammers deliver a package to your home asking for Cash on Delivery (COD) payment, even though you never ordered the item. They take advantage of times when you aren't home, tricking family members into paying for it on your behalf.
3. Double-Digit Promo Prize Confirmation Scam
You receive a phone call or text message claiming you’ve won a big cashback reward or door prize from a double-digit promo. Scammers will usually ask for your OTP, PIN, or request an upfront administration fee transfer.
How to Avoid Scams After Double-Digit Shopping
1. Check Tracking Numbers Only on Official Apps
Monitor your package’s journey periodically directly through the e-commerce app where you made the purchase, never via links or messages from unknown numbers.
2. Never Download Unfamiliar Files
Legitimate couriers will never ask customers to download applications or .apk files. If you receive a suspicious file on WhatsApp, delete it immediately and block the number.
3. Inform Your Household About COD Orders
If you did order items via COD, let family members at home know the specific product details and exact total amount so they don't get tricked into paying for fake packages.
4. Destroy Address Labels Before Throwing Away Boxes
Scammers frequently harvest personal data from shipping labels found in the trash. Make sure to cross out or shred your name, address, and phone number before discarding package boxes.
Safe and Smart Double-Digit Shopping with Jago and Jago Syariah
To keep the thrill of double-digit shopping fun and worry-free, you can leverage various features from Jago and Jago Syariah to protect both your security and financial health:
- Shopping Pocket: Separate your shopping budget from your main savings. You can create a dedicated Pocket specifically for double-digit promos, ensuring your checkout spending doesn't go overboard or disrupt other essential needs.
- Jago/Jago Syariah Debit Card: Pay for online transactions safely using your Jago or Jago Syariah Debit Card (both digital and physical). You can set daily transaction limits directly from the app. If you notice any suspicious activity, you can lock or block your card instantly via the app.
- Real-Time Transaction Notifications: The Jago app instantly sends notifications for every incoming or outgoing transaction. If an unfamiliar transaction pops up, you can act quickly to secure your account.
Enjoy Double-Digit Promos Without the Worry
Hunting for promos is definitely exciting, but your data and financial security should always come first. By staying alert to increasingly diverse scam tactics and taking advantage of features from Jago and Jago Syariah, you can enjoy your double-digit shopping haul with total peace of mind.
Bank Jago Official Contacts
- Phone: +6221 3000 0746
- Hotline Service: 1500-746
- WhatsApp: 0817-000-7460
