Emergency funds are very useful during urgent situations that require a lot of money. Your laptop suddenly breaks down and you need a new laptop to work. Your parked car is suddenly crushed by a fallen tree due to heavy rain. When you have emergency fund savings, you can immediately use the money to deal with the incident.
Alhamdulillah in Jago Syariah, you can safely start your emergency funds according to sharia principles.
How to Regularly Start Building Emergency Funds
By already having a Jago Syariah account, you can build emergency funds regularly in Bibit.
The Jago Syariah digital ecosystem makes it easier to save and invest. To start saving emergency funds regularly, link your Jago Syariah account to your Bibit account.
How to Link Jago Syariah and Bibit
It doesn't take long, you can link your Jago Syariah account and your Bibit account in minutes or even less.
1. If you already have a Bibit account, open the Bibit application then tap the Profile icon.
2. Click Link Jago Syariah Account.
3. Enter your Jago Syariah account password and the OTP code that was sent.
4. Jago Syariah and Bibit accounts are successfully linked.
Benefits of Linking Jago Syariah and Bibit
There are many benefits waiting for you once your Jago Syariah and Bibit accounts are linked. You can save or invest in mutual funds in Bibit free of top-up fees. You can also monitor your investment portfolio directly from the Jago application. And the most important thing is that you can save emergency funds regularly using Jago Autodebit. InsyaAllah, emergency funds can grow according to the target.
Regularly Building Emergency Funds in Bibit With Jago Autodebit
So that it is more practical and your emergency fund savings are always filled up regularly, you can take advantage of Jago Autodebit. You can build emergency funds weekly, monthly or even yearly according to your preference. The money will be taken directly from the Jago Syariah Pocket.
To save emergency funds regularly using Jago Autodebit, you can start by following these steps:
1. Log in to the Bibit application then click Nabung Rutin.
2. Make New Regular Purchases.
3. Select a portfolio and enter the desired emergency fund saving amount.
4. Make Jago Autodebit a payment method.
5. Fill in the frequency and other details according to your choice.
After that there will be authentication steps required, just follow them until the end. Alhamdulillah, you can save emergency funds regularly and hassle-free.
To make it blissful, make sure you have activated Sharia Preferences in your Bibit account. Meanwhile, Jago Syariah uses Wadiah Yad Dhamanah akad, which is in accordance with sharia principles, for the Main Pocket, Saving Pocket and Spending Pocket. You can save money and manage finances more blissfully and more amanah.
More Blissful to Save Your Emergency Funds in Sharia Deposit with Mudharabah Muthlaqah Akad
After the emergency funds have been saved in Bibit with a minimum amount of Rp1,000,000, you can move them to the Sharia Deposit in Jago Syariah.
This doesn't mean you stop saving emergency funds in Bibit. You can continue to save money as an emergency fund in Bibit. Then if you have reached the minimum amount of fund placement in the Sharia Deposit, you can save the money here to get distribution of competitive profit sharing according to Mudharabah Muthlaqah akad.
Apart from that, you can also withdraw your Sharia Deposit earlier free of withdrawal penalty fees. InsyaAllah, with the effort to prepare emergency funds in the Sharia Deposit, it can provide peace of mind in times of urgency.
How to Open and Withdraw the Sharia Deposit
You can have up to 20 Sharia Deposit Pockets to save for emergency funds and of course other long-term financial goals such as child's education funds and funds for Umrah. So, no need to worry.
To open and withdraw your Sharia Deposit earlier, you can do it directly from the Jago application, without the need to stop by a bank branch. A complete guide on how to open and withdraw Sharia Deposit can be read here.
Don't have a Jago Syariah account yet? Download the Jago application here then complete your Jago Syariah account registration.
