Self-development or personal development is important to help achieve success. The process can start with financial matters, namely by improving budgeting skills. Financial management is closely related to daily life and affects the future. Find out how to be good at budgeting and managing finances in this article.
What is Self/Personal Development?
In simple terms, self-development or personal development is a process carried out by someone to learn new skills or things. The goal is none other than to enrich or upgrade yourself so that you can more easily achieve your desired goals or dreams in the future (source: Berkeley Well-Being Institute).
Example of Self-Development
There are many examples of self-development and each person's need to upgrade themselves may be different. Those who are used to procrastinating in doing something can learn to improve their time management skills. Some people may be interested in taking various courses to enrich their skills to compete professionally.
Start Self-Development by Upgrading Your Budgeting Skills
Of course, a skill that relates to all of us and is very useful in everyday life is being good at managing finances, which can start with being good at budgeting.
Successfully managing finances well is important. Financial health affects mental health. By not having to worry about your financial condition, you can focus on learning the skills needed for self-development. By having sufficient savings, it will be easier to develop yourself by learning various other skills that require money. These are just a few of the many reasons to have the ability to manage your money well.
Easy Way to Budget and Manage Finances in the Jago application
Improving your budgeting skills doesn't need to be complicated. Assisted by sophisticated technology and by choosing the right application, you can more easily and practically create a budget plan according to your needs.
1. Take advantage of up to 60 Jago/Jago Syariah Pockets to create a budget plan and manage all kinds of needs
Have a lot of needs, including spending and savings, to manage? Start budgeting by dividing these needs into separate Pockets to make it easier.
In the Jago application, you can create many Pockets (Pockets are the same as bank accounts) to separate spending and savings at the same time. Create Saving Pockets and Spending Pockets in the quantity according to your needs.
Personalize each Pocket you have to make it easier when allocating your budget and monitoring budget usage afterwards.
So, no matter how many you need, everything can be managed well using the Jago/Jago Syariah Pocket. The budget for paying off house installments, paying monthly bills, shopping for daily needs, future plans or financial goals, can all be more easily managed with the Jago/Jago Syariah Pocket.
Related article: Differences Between Jago and Jago Syariah
2. Easier to budget automatically by using Auto-Budgeting in the Saving and Spending Pockets
Upgrading your budgeting skills with Jago/Jago Syariah becomes much easier with the Auto-Budgeting feature. For each Saving Pocket and Spending Pocket that has been created, you can allocate a budget automatically.
Set the budget amount for each Pocket and the budget allocation time using the Auto-Budgeting feature. So, there's no need to move money from one Pocket to another anymore.
3. Ensure you don’t overspend by making payments using QRIS from the Jago application or Jago/Jago Syariah debit card
One of the goals of budgeting is to ensure expenses are in line with preallocated funds and improve your skills in managing finances.
The budget has been separated for each need into its own Pocket. To ensure that you do not overspend, there is another way that can be done through the Jago application, namely making non-cash payments using QRIS. Select the Spending Pocket that suits the transaction purpose. In other words, you ensure that the budget for each need is not used incorrectly.
Apart from QRIS, you can also use the Jago/Jago Syariah debit card for cashless transactions. Just like paying with QRIS, you can link your debit card with the right Spending Pocket. Changing Spending Pockets can be done before completing payment with a debit card.
