Blog Post --- Last Updated on June 11, 2026

The Story of Jagoan Annisa Nurfajrina on How She Easily Manages Multiple Accounts for Her Finances

Cerita Jagoan Annisa Nurfajrina Nggak Repot Atur Keuangan Dengan Banyak Rekening The Sory of Jagoan Annisa Nurfajrina on How She Easily Manages Multiple Accounts for Her Finances

Annisa Nurfajrina Hidayah, who works as a content creator and has a permanent job at a company, believes in the importance of managing finances in a disciplined manner for a healthy cash flow. However, separating money into several accounts is not an easy thing to do. In fact, Annisa, who is usually called Icha, admits that it is a hassle to have multiple accounts here and there. However, that was Icha's experience before finding out about Jago Syariah.

Can Have Multiple Accounts in 1 Application with Jago Syariah

In managing finances and to also be able to achieve several financial goals in the near future, Icha divided her expenses into several posts so that they were more organized.

“I need to be wiser in putting aside my income to various posts. Especially now that I have goals I want to achieve. Separating expenses is very important and requires more effort," Icha said.

However, over time, Icha felt that having multiple accounts was less practical. She even felt the hassle when she had to monitor all her accounts because they were in different places. Not to mention the monthly admin fees that she had to pay. Lots of accounts means lots of fees here and there.

However, that was Icha's past experience, the experience she had when she had not used Jago Syariah. Since using the Pocket feature in Jago Syariah, Icha can still share divide her expenses but without the hassle.

For every expense and saving goal, Icha separates it by making Pockets accordingly.

"Jago Syariah allows me to create up to 40 Pockets. Each Pocket has its own account number. So, in the Jago Syariah application, I can have multiple accounts, up to 40.”

Furthermore, Icha explained her other reasons for choosing Jago Syariah.

"Jago Syariah is also free of admin fees. That was another factor for me in choosing Jago Syariah to plan my finances. In this way, the funds can be allocated for other needs.”

“The Pocket feature also helps me achieve my dreams more easily. I have several pockets according to my needs, so the funds don't get mixed up. For example, I have a Pocket for house expenses. I also have a Pocket for personal savings," Icha said.

Jago Syariah is also supported by the power of the digital ecosystem because it can be linked to GoPay and Bibit. Icha explained that she also likes the digital ecosystem of Jago Syariah.

“I really like the free GoPay top-up feature. The digital ecosystem makes it easier for me as a young person who prefers cashless transactions to make payments," Icha concluded.

Jagoans, do you want to manage money more easily? Apart from being easy and practical, with Jago Syariah you can also manage your finances more blisfully because the Pocket feature at Jago Syariah uses the Wadiah Yad Dhamanah akad that is in accordance with sharia principles and is without interest.

In addition to 40 Jago Syariah Pockets, now you can also create up to 20 Pockets for Sharia Deposit to help realize your financial goals or dreams. Thus, with Jago Syariah it is possible to have up to 60 Pockets.

Jago Syariah can be downloaded here for those who don't have it yet.

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Time to Manage Your Money
the Way You Want

Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.

Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.

Download Jago : download on app store download on google play

Grab your smartphone, scan the QR code below to download and register Jago from anywhere and anytime.

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