Blog Post --- Published on April 11, 2023 | Last Updated on April 11, 2023

The Story of Jagoan Diva Meshia Arif on How She Has Managed to Reduce Expenses to Achieve Dreams

The Story of Jagoan Diva Meshia Arif on How She Has Managed to Reduce Expenses to Achieve Dreams The Story of Jagoan Diva Meshia Arif on How She Has Managed to Reduce Expenses to Achieve Dreams

What happens if there are many dreams that we want to achieve but we don't reduce expenses or start saving money? Dreams may still be achieved, but it takes a long time.

Diva Meshia Arif, a millennial woman who works as an illustrator and creative director, feels the same way. Managing finances needs to be done correctly so that dreams can be achieved accordingly.

Jago at Managing Needs with the Pocket

Initially Diva often felt overwhelmed in controlling so many needs. And, at the same time, Diva's dreams were just as many. After trying Jago and using the Pocket feature, Diva's spending became more controlled.

“The Jago application is very helpful and very important for me to plan and manage my finances. With the Pocket feature, it's easier for me to control my daily needs. And, there are also many dreams that I want to achieve.”

Every month, all income received is directly allocated by Diva into various Pockets. That way, not all of the money is spent on expenses. There is some money that can be set aside for savings.

"Using Jago is nice, I can separate all needs. 40 Pockets for 40 needs. Starting from snacks to wishlists and investments, all my needs have their own Pockets.”

Each Pocket also comes with an individual account number. So, if you want to pay monthly bills, you can do it directly from the Bills Pocket. You don't have to transfer money to your Main Pocket first. Likewise, when receiving transfers or sending money. Choose the right Pocket.

Jago’s Digital Ecosystem Enabling Seamless Investments

Not only in managing finances, but Diva has also started to be active in investing in mutual funds.

“I know about a mutual fund investment application called Bibit from Jago. So, I got to know Jago before getting to know Bibit. Investing in mutual funds becomes very convenient because it can be done directly in one application. And, because I can auto top up with Jago Autodebit and at no cost, I'm more disciplined in investing."

Reducing Expenses and Saving Money with Jago

Apart from making it easier to control expenses and invest for long term goals, Diva also enjoys many advantages of using Jago. One of them is she can save a lot, so that expenses are automatically reduced. The money saved can be allocated to achieve dreams.

"Since using Jago, I no longer need to pay monthly bank admin fees. Transfer fees between banks are also free. It's quite a lot of money saving in my opinion."

Equally important, Jago, which is a digital bank, is perfect for Diva who has started to switch to cashless transactions.

“I've been using cash less and less lately. Usually I withdraw cash from an ATM just to pay for parking and other small needs that cannot accept non-cash transactions yet.”

The last reason Diva chose Jago was its very comfortable user interface (UI) design.

"I'm a designer. So, if I can spend quite a long time in an application, then indeed the UI is really comfortable to use," concluded Diva.

Jagoans, want to be like Diva who is now able to control needs and reduce expenses to start achieving dreams? The Jago application can be downloaded here for those who don't have it yet.

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Time to Manage Your Money
the Way You Want

Create up to 60 Jago Pockets (bank accounts) without monthly admin fees to start saving, transacting, and managing expenses.

Open a Term Deposit in minutes directly from the app and get competitive interest. Withdraw your Deposit early (if needed) without penalties. Plus, there is a free quota for inter-bank transfers and e-Wallet top-ups up to 150x according to Account Level.

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Grab your smartphone, click the button or scan the QR code below to download and register Jago from anywhere and anytime.

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