Your health insurance doesn’t cover family members such as children or parents? You can start saving emergency funds in the Sharia Deposit. The emergency funds would be extremely helpful when they get sick.
Emergency Funds in the Sharia Deposit Help When There Is No Health Insurance
Saving emergency funds in Jago Syariah’s Sharia Deposit has various advantages. Plus, you can have peace of mind because of it.
1. Create and withdraw deposit directly from the Jago application
When you want to save money in the Sharia Deposit, you don't have to stop by a bank branch. Open the Jago application and create a Pocket to start saving emergency funds in the Sharia Deposit. Likewise when the deposit matures. Everything is directly through the application. Hassle-free right?
2. Early withdrawal incurs no penalty fees and you still get prorate profite sharing
No one knows for sure when an emergency will occur. If a family member suddenly falls ill, you can rely on an emergency fund in the Sharia Deposit if you don't have health insurance.
Withdraw your Sharia Deposit earlier directly from the Jago application. Relax, there are no penalty fees that you have to pay because you withdraw the deposit early before its maturity date. Plus, you can still enjoy the prorate profit sharing. This is why the Sharia Deposit is the right choice for saving emergency funds.
3. Building emergency funds in the Sharia Deposit can start at Rp1,000,000
Doesn't have to be in a large amount right away, you can build emergency funds in the Sharia Deposit starting at Rp1,000,000. Saving money in the Sharia Deposit protects emergency funds from improper use.
What if you want to save more for emergency funds? If you haven't created a Sharia Deposit yet, you can put a larger amount all at once so that all the money is saved in the same deposit. However, if a deposit has been created, you can create a new deposit. With Jago Syariah, you can create up to 20 Sharia Deposits in 1 application.
4. Competitive profit sharing ratio
The emergency fund that you save as a substitute for health insurance in the Sharia Deposit provides a competitive profit sharing ratio. So, when the deposit matures, you will get more than the money you originally saved. Of course, the profit sharing will be very helpful in urgent situations.
You can enjoy the distribution of competitive profit sharing. The bigger the emergency fund put in the deposit, the bigger the profit sharing you can get.
In addition to the various advantages above, the Sharia Deposit uses Mudharabah Muthlaqah akad in accordance with sharia principles. Therefore, saving for emergency funds is more blissful and amanah.
