According to the research conducted by Mercer Marsh Benefits (MMB) regarding health trends in 2024, health costs in Indonesia are predicted to continue to increase, up to 13%. This percentage is greater than the trend in Asia itself and globally (as seen on the website of the Ministry of State Secretariat of the Republic of Indonesia).
How will you deal with medical inflation? No need to panic. Preparing more savings from now on is an important factor. With Jago/Jago Syariah, you can save in deposits and mutual funds because of the many benefits.
Benefits of Preparing Savings for Healthcare Costs in a Term Deposit/Sharia Deposit
1. The Jago Deposit/Sharia Deposit can be withdrawn at any time without penalty
You may be wondering, why do you keep your health savings in a deposit? Is it easy to withdraw a deposit? What about the fines if the deposit is withdrawn prematurely?
The awesome thing about preparing savings to face high healthcare costs in a Term Deposit/Sharia Deposit is the flexibility of withdrawal. You can withdraw your deposit at any time without worrying about penalties or fines. Funds stored in the deposit will go into the Main Pocket once disbursed and the deposit will be closed.
These benefits make the Term Deposit/Sharia Deposit the right choice for building emergency funds, whether related to health or medical matters or not.
2. The Term Deposit/Sharia Deposit can be opened and withdrawn from anywhere directly from the Jago application
You can also feel convenience when opening and withdrawing a Term Deposit/Sharia Deposit. No need to stop by the bank branch, just open and withdraw your deposit from the Jago application.
In other words, on holidays, Saturdays and Sundays when the bank is not operating, you can still open and withdraw a Term Deposit/Sharia Deposit. It's super easy, isn’t it?
3. The Term Deposit offers competitive interest rates
A benefit of building health funds in a Term Deposit is the interest. You can get competitive interest rates. The bigger your savings in the deposit, the bigger the interest you can earn.
If there are no circumstances that require you to withdraw your deposit, leave it until it matures to get the interest. You can also continue to auto-renew the principal funds along with deposit interest.
4. The Sharia Deposit offers profit sharing and uses Mudharabah Muthlaqah akad
Jago Syariah users can have more peace of mind when preparing for health and medical expenses in a Sharia Deposit because it is in accordance with sharia. By saving money in a Sharia Deposit, you will get competitive profit sharing. The greater the funds saved, the greater the profit share.
Facing Medical Inflation Calmly When You Have Mutual Fund Investments with Jago/Jago Syariah and Bibit
Apart from preparing savings to overcome the increasingly expensive health costs and medical costs in a Term Deposit/Sharia Deposit, you can also consider investing money in Bibit mutual funds. What are the benefits of investing in Bibit mutual funds from Jago?
1. You can invest in mutual funds on Bibit from Jago/Jago Syariah without top-up fees
To be able to enjoy free top-ups when investing in mutual funds in the Bibit application, it's easy. You only need to link your Jago/Jago Syariah account and your Bibit account. This way, you can use Jago/Jago Syariah as a payment method when buying Bibit mutual fund products.
2. Save regularly by investing in Bibit mutual funds to increase your health savings
In order to boost your health savings, you need to be consistent in saving. Together with the Jago/Jago Syariah ecosystem with Bibit, you can save regularly and automatically using the Jago Autodebit payment method in the Bibit application.
Once you have activated Jago Autodebit, you can invest in Bibit mutual funds with a direct source of funds from the Jago/Jago Syariah Pocket. Choose your own frequency of saving on Bibit, whether daily, weekly or monthly.
3. Bibit mutual fund products can be redeemed instantly, suitable for emergency situations
You can redeem several mutual fund products on Bibit at any time, in just seconds. Therefore, investing in these mutual fund products will really help you when you experience a medical event, especially an emergency. You will receive the disbursement directly in your Jago Pocket.
How do you know which Bibit mutual fund products can be disbursed instantly? Look for products that have a lightning bolt sign.
It’s important to always be ahead in preparing funds to pay for health costs the way you want with Jago or according to sharia with Jago Syariah. Have peace of mind if you already have savings to face unavoidable medical inflation.
