When saving is not just saving, but from having savings you can earn more money. It will certainly encourage consistent saving, right? By having savings in Jago, you can earn more money. From interests to promos, you can enjoy and take advantage of many things. The extra money can later be used to meet family needs, help pay off debts, or other things.
Having Savings in Jago and Earning More Money, How?
1. Link Jago account to at least one partner
Jago is integrated with the power of the digital ecosystem. So, why not make the best use of it? By linking your Jago account to a partner (GoPay or Bibit), you can get higher interest for the Main Pocket and each Spending Pocket that you have. Higher interest means more money received each month.
Besides being able to earn more money, linking Jago account to partners gives you many other benefits. If your Jago account is linked to GoPay, for example, you don't need to pay GoPay top up fees forever. Want to be even more practical? Make your Jago Pocket a source of funds to pay for Gojek services.
2. Put money in a Locked Pocket for even a higher interest
Do you want interest that is higher than the interest in the Saving and Spending Pockets that are already linked to partners? Put money in the Locked Pocket. Even though money will be locked for a certain period, you can set the period yourself. And, it can start from as short as 2 weeks. It's great when the lock is open and you earn more money for the interest that the Locked Pocket gives.
Other benefits of saving money in the Locked Pocket besides the interest? To put the brakes on spending, secure money from improper use, ensure that savings continue to grow, and much more.
3. Invest in a Jago Deposit to enjoy a competitive interest
For long-term financial goals that take several years to achieve, you can invest money in a Jago Deposit. By saving a minimum of Rp1,000,000 you can get higher interest than saving in a Locked Pocket. The latest Jago Deposit interest rates can be seen here.
There are many benefits of saving money at the Jago Deposit, such as the option to automatically renew principal funds and interest. Read about the many benefits of opening a Jago Deposit here.
4. Take advantage of the various promos offered by Jago
Having a Jago account comes with many perks, including a variety of promos waiting for you to claim.
Once you have your Jago savings set up, you can invite your friends and family members to start saving with Jago too. Join the Ajak Teman promo and share your unique referral code with them to join Jago.
Other exciting offers include customer-specific promos. You can pick the ones that suit you best—so, make sure to regularly check the Jago website to see the latest ongoing deals.
With cashback and discounts, you won’t have to spend as much on your daily needs. This means more money to keep in your Jago savings or to use for family essentials and more.
How to Start Saving at Bank Jago to Earn Interest and Enjoy Various Promos
Saving at Bank Jago isn’t just about storing money; it’s about organizing your future the "Jago" way. Here are the practical steps to get started:
1. Register for a Jago Account
The first step, of course, is having an account. Download the Jago application from the Play Store or App Store. The registration process is 100% digital. Read the full guide on how to register for a Jago account here.
2. Transfer funds to your Main Pocket
Once your account is active, you will have a Main Pocket. Deposit your balance into this Pocket via bank transfer. The Main Pocket serves as your primary fund source before you distribute it into other savings categories. Read the full guide on how to top up your Jago Pocket here.
3. Create Pockets for the purpose of saving
Don't mix your spending money with your savings. You can choose from the Saving Pocket, Locked Pocket, or Jago Term Deposit to start saving.
4. Allocate your balance regularly
To maximize the interest you earn, you need to keep your balance filled. You can move your balance into these pockets manually whenever you like.
5. Use the Auto-Budgeting feature
Prefer not to move money manually? Specifically for the Saving and Locked Pockets, you can use the Auto-Budgeting feature. You can set Jago to automatically pull funds into your chosen Pocket on any date you prefer. With this consistency, you will see your monthly interest grow more significantly over time.
So Jagoans, are you ready to earn more money by having savings in Jago?
