For those of you who are trying to live a halal lifestyle, alhamdulillah, it feels like it is now easier to do so in Indonesia. Including shopping for Muslim clothing, you can do it according to sharia. Not only is it halal according to sharia, here’s a way to buy Muslim fashion products without overspending since there are many other needs that you must also meet.
Buying Fashion Products is Regulated in Islam
Did you know that buying fashion products is not prohibited in Islam? You can buy any fashion product you like, as long as you don’t overspend or spend all your money on fashion products, let alone going into debt. It should also remain halal according to sharia.
How to Always be Ahead in Setting Your Budget for Shopping for Muslim Clothing and Other Halal Lifestyle Needs
In this life, many needs must be met. For example, apart from fashion, you have needs such as saving and investing, paying monthly bills, food, transportation, shopping for skincare and many more. Apart from all these needs, don't forget about zakat and sadaqah.
So that all life's needs can be met in a balanced way, take steps to always be ahead in managing your budget according to sharia.
1. Budgeting with Jago Syariah Pockets
Budgeting according to your needs doesn't have to be complicated. By having a Jago Syariah account, you can use the Jago Syariah Pocket feature in the Jago application. Because 1 Pocket is the same as 1 bank account, this means you can have many Jago Syariah bank accounts.
The large number of accounts makes it easier for you to allocate your budget. Create a Pocket for Muslim clothing shopping then move the budget from the Pocket that is the source of funds. Also create Pockets for all other needs.
2. The Jago Syariah Pockets use Wadiah and Mudharabah akad
With Jago Syariah, you can choose whether to manage your finances using Wadiah akad, Mudharabah akad or both. It depends on the Pocket you want to create.
The Jago Syariah Spending and Saving Pockets make it easy for you to manage your budget with Wadiah Yad Dhamanah akad, which is interest-free in accordance with sharia principles.
You can also save or invest by creating a Sharia Deposit Pocket using Mudharabah Muthlaqah akad. With this akad, you will get profit sharing for your investment, according to sharia.
3. Buy Muslim fashion products practically using a Jago Syariah debit card or QRIS
Link your Spending Pocket that is a Pocket for buying Muslim fashion with a Jago Syariah debit card or QRIS for practical, easy and fast payments.
By linking your Jago Syariah debit card or QRIS to the right Pocket, the only source of funds available is from that Pocket, not from other Pockets.
This is one way to ensure that you don't overspend on fashion products because it fits your allocated budget.
