This Ramadan, what wishes do you want to fulfill? By managing your money the way you want, according to your principles, you can make your wishes come true in this holy month full of blessings.
What Wishes Do You Want to Fulfill in the Month of Ramadan?
1. Goals achieved sooner
Achieve your dreams, like owning a home, sending your parents on the hajj, performing Umrah, or taking annual vacations, by saving consistently with Bank Jago/Jago Syariah.
Manage your needs using the Jago/Jago Syariah Pockets and automatically save money in the Jago application
Do you have goals you want to achieve? Ramadan is the perfect time to start saving money regularly. The Jago application lets you create a Pocket for each of your goals, making it easier to manage your savings.
Create one or more Saving Pockets. You can have one Pocket for each of your dreams. Jago makes saving easy as you can even set up automatic transfers into your Pockets. Decide how much you want to save in each Pocket and for how long.
For long-term financial goals, consider saving in a Jago Term Deposit or Sharia Deposit. When you receive your Religious Holiday Allowance (THR) during Ramadan, consider saving some of it to reach your goals faster.
Also read: The Differences Between Jago and Jago Syariah
2. Improving mindful spending habits during Ramadan
It's okay to have many needs during Ramadan; just be sure to budget so you don't overspend.
Auto-Budgeting in the Jago/Jago Syariah Spending Pockets
The Jago/Jago Syariah's Pocket feature helps you manage your Ramadan budget effectively, preventing overspending. You can allocate funds for various needs like bukber and Lebaran shopping. The Jago application also enables automatic budget allocation to different Spending Pockets, with customizable daily, weekly, or monthly budgeting options.
Spending right within your budget using the Jago/Jago Syariah Visa Debit Card
The way to wisely shop for your needs throughout Ramadan until Lebaran is to make payments with your Jago/Jago Syariah Visa Debit Card. You can set a daily transaction limit on your debit card and link it to your Spending Pocket to align with your transaction goals.
3. Paying more attention to the matters of the afterlife
Aside from worldly affairs, matters of the afterlife are no less important. You can endeavor to save for provisions in the afterlife starting now during the month of Ramadan. Some of the savings that can be prepared for afterlife provisions are savings for animal sacrifice, hajj, and sadaqah jariyah.
Start saving as early as possible with Bank Jago/Jago Syariah
Prepare a separate Pocket as your savings for provisions in the afterlife in the Jago applications. Just like your savings for worldly goals, you can allocate a budget to your savings for the afterlife automatically. Consider saving money in a deposit to prepare for the Hajj fund, for example.
4. Paying more sadaqah
Giving sadaqah during Ramadan can help ease the burden of those in need. Additionally, you can honor your parents by paying sadaqah in their name, which is a way to show kindness and continue to be filial to them in this world and the afterlife.
Sadaqah with Jago Amal
Giving sadaqah is now easy and convenient with the Jago Amal feature in the Jago application. You can give sadaqah anytime, anywhere, and choose the sadaqah category and Pocket you want to use for the funds.
Jago Amal is transparent and honest about how your donations are used to support various charitable causes throughout Ramadan, in line with your values and beliefs.
