Blog Post --- Published on March 13, 2024 | Last Updated on March 13, 2024

Kajian Jago Syariah: How to Manage Your Finances So You Can Focus on Praying and More Charity

fokus ibadah dan perbanyak sedekah dimulai dengan menggunakan cara tenang atur keuangan pakai akad syariah Kajian Jago Syariah: How to Manage Your Finances So You Can Focus on Praying and More Charity

Do you want to be able to focus more on carrying out your prayers and help others better? You can start by managing your finances better, practically and worry-free using sharia akad.

2 Akad for Peace of Mind to Manage Finances According to Sharia

As a devout Muslim, practicing religious teachings can be done in various aspects, including the aspect of managing finances. In terms of financial management, sharia principles are principles that are in accordance with Islamic teachings. Jago Syariah makes it easy for you to always be in advance in managing your money according to sharia.

1. Wadiah and Mudharabah akad at Jago Syariah

Akad is generally used for transaction agreements in sharia banking. Currently, there are 2 akads used by Jago Syariah, namely Wadiah Yad Dhamanah akad and Mudharabah Muthlaqah akad.

With Wadiah Yad Dhamanah akad, you can deposit your money in the bank and withdraw it at any time. By entrusting money using this akad, you will not get interest or returns.

kantong nabung dan bayar jago syariah pakai akad wadiah tanpa bunga

Meanwhile, with Mudharabah Muthlaqah akad, you can save your money in the bank for a certain period. The money you save will be managed by the bank according to sharia principles so that you will receive a profit share at the end of the saving period.

deposito syariah adalah produk investasi bank jago syariah dengan akad mudharabah muthlaqah

Also read: Differences between Sharia and Conventional Savings

2. Can create many sharia accounts in 1 application

Apart from being at ease because there are sharia akads that underlie your transactions at the bank and financial management, another thing that enables you to manage money practically is that you can open as many accounts as needed.

Through 1 application, namely the Jago application, you can create up to 60 accounts because 1 Pocket is the same as 1 bank account. With multiple accounts that can all be monitored simultaneously, it is easier and more practical for you to budget and monitor expenses and savings progress.

3. You can have short and long term savings at the same time without monthly admin fees

Saving doesn't feel right if you don't have a goal to achieve. When saving, make sure you have a financial goal you want to achieve. For example, having an emergency fund for peace of mind, performing the Umrah pilgrimage with your family, sending your parents to Hajj, building a comfortable house to live in and building your children's education funds until they graduate from college. These are all financial goals.

Efforts to save for any goal can be more easily achieved with solutions that are flexible but still comply with sharia. At Jago Syariah, you can open short-term savings in the Saving Pocket and long-term savings in the Sharia Deposit.

4. Regularly share with others through online zakat and sadaqah to trusted amil organizations using Jago Amal

[visual sedekah  jago amal di attachment]

Managing finances well helps in many ways. What is no less important is helping others who need it most.

With a regular budget allocation according to the frequency you want, you can consistently pay zakat and sadaqah. To make it easier to allocate your zakat and sadaqah budget, create 1 Spending Pocket for this.

Then, use the Jago Amal feature in the Jago application to pay zakat and sadaqah online so that it is easier, faster and more practical. The money you give in the form of zakat or sadaqah will be distributed to trusted amil organizations that collaborate with Jago Syariah, namely Dompet Dhuafa, Baznas and Rumah Zakat.

The importance of giving sadaqah during the holy month of Ramadan

The good and praiseworthy act of giving sadaqah is something that is highly recommended. When entering the holy month of Ramadan, there are several virtues in giving sadaqah. One of them is by giving sadaqah, wealth becomes a blessing. Moreover, sins can also be forgiven and erased (reference: Badan Wakaf Indonesia).

More Focused Prayers, More Good Deeds

By managing finances according to sharia principles, you can live with ease. By managing your finances with Jago Syariah, you are always in advance according to sharia. Apart from that, managing finances is also more practical because you can manage savings and expenses simultaneously.

As a result, insyaAllah, you can focus more on carrying out your prayers and increase your good deeds consistently.

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