Blog Post --- Published on August 05, 2021

Opening a Jago Bank Account: Why We Require Your KTP, NPWP and a Video Call

Jago Bank Account Registration: Important Reasons KTP, NPWP and Video Call are Required Jago Bank Account Registration: Important Reasons KTP, NPWP and Video Call are Required

Want to be jago in managing finances? With Jago you can, because in the Jago application there are plenty of things that you can do. From separating money for various expenses and saving together with friends or family to locking your money to enjoy higher interest and planning your spendings ahead.

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But before you can enjoy all of the above, you need to go through a registration process for your Jago bank account. It’s easy, simply download the Jago application. Whether you are at home, with your relatives or streaming Netflix, as long as there is an internet connection, you can create a Jago account right away.

In order to have a seamless registration process, there are things that you need to prepare.

Jago Bank Account Registration Requires KTP, NPWP and Video Call

Why do you need to show your KTP when registering for a Jago account? Because this regulation was issued by the Financial Services Authority (OJK). The Jago team needs to validate your identity through the uploaded KTP.

By doing this, you can mitigate the risk of being a victim of fraud that is getting worse in Indonesia. Surely, you wouldn’t want your KTP being used by an irresponsible person to create an account under your name.

That’s why we need your KTP. You can simply take a picture of your KTP in a place with enough light. But, ensure that there is no glare on the KTP to avoid a blurry result. Relax, the information in your KTP will only be shared with Dukcapil who has information on all Indonesian citizens.

In addition to KTP, your NPWP is also required. This regulation, as you may have guessed, was not issued by Jago, but by the Bank of Indonesia. Your NPWP is required so that Jago can identify and verify your data. Some other purposes include mitigating the risks of money laundering and terrorist funding activities.

One more thing, to complete the registration process with Jago, we need to have a video call with you. Some of you may know this process as part of the Know Your Customer.

During a short video call, we just want to make sure that you are indeed the owner of the KTP that you previously uploaded.

A tip for the video call, you don’t have to change clothes or wear makeup. And, there is no need to be nervous. But, be sure that you are not wearing a hat or anything that covers the head and the area of the face. Another important thing is a stable internet connection. We just need a picture of you with your KTP.

Why Choose Slow, When Fast is Possible?

Some of you may hesitate to open a Jago bank account because of the easy and quick registration process.

Jago exists for that very purpose, actually. To make your life easy, no more hassle. We shouldn’t complicate things when they can be done quickly and easily, right?

As a matter of fact, the account registration process with Jago is similar to other banks. The difference is that with Jago, everything is digitalized and online. So, you can save time and enjoy the convenience of not having to go to a branch.

Requirements such as KTP and NPWP are the same in most banks. Wouldn’t you choose to open an account in your pyjamas while laying on your comfy bed over going to a branch?

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