Most of Jagoans must love shopping. Some Jagoans love shopping for daily needs. Some Jagoans prefer to shop when there are big discounts. Jagoans who already have a family have to buy the children’s needs.
For Jagoans who prefer offline shopping, there is good news. Now, you can have a GPN Debit Card. There are many benefits of having a GPN Debit Card, either the red color for Jago conventional users or the twilight color for Jago Syariah users.
Perks of Having a Jago/Jago Syariah GPN Debit Card
1. Convenient and secure payment
When the Jago/Jago Syairah GPN Debit Card is in your hands, you can complete payments more conveniently and securely. Because, you no longer need to bring cash when you go shopping. Your GPN debit card can be swiped at EDCs with the GPN logo in all parts of Indonesia.
For example you live in Jakarta but are on vacation to Yogyakarta. While in Yogya, you find cute souvenirs that you want to buy as souvenirs. So, when you're at the cashier, you just need to take out your Jago/Jago Syariah GPN Debit Card.
2. Can be used for purposes other than payment
Not only for completing payments at offline stores, the Jago/Jago Syariah GPN Debit Card can also be used to withdraw cash if needed or simply check balances at ATMs in the country. Want to transfer money to a friend's account or anyone you need? You can also do it from an ATM.
If you want to be even more practical, you can actually transfer money directly or check balances from the Jago application, unless you don't have your smartphone with you.
3. Manage expenses better
To be able to start using the Jago/Jago Syariah GPN Debit Card for domestic transactions, you need to link it to one of your Spending Pockets first. Apart from that, you can also set daily transaction limits so that expenses can be controlled better and overspending can be minimized or even prevented.
Even better, after the transaction with your GPN Debit Card is complete, you can immediately see the transaction history in the linked Spending Pocket. Expenses are already managed without you having to do manual recording.
4. Supporting the National Non-Cash Movement (GNNT)
By using a GPN Card, you contribute to the sovereignty of the national payment system. Domestic transactions become more efficient with lower processing fees, which ultimately benefits Indonesia's economic ecosystem.
5. Unique and exclusive design
The Jago/Jago Syariah GPN Debit Card features a numberless front design, offering an elegant look while enhancing security. The bold red for Jago and the calming twilight color for Jago Syariah make this card stand out in your wallet.
How to Create a Jago/Jago Syariah GPN Debit Card
Can't wait to have a Jago GPN Debit Card? Let's create the card first. It is very easy, Jagoans. You don't need to come to a branch pocket of Bank Jago or Bank Jago Syariah. Immediately open the Jago or Jago Syariah application, then follow these steps:
- Go to the "Transactions" menu in the bottom navigation
- At Jago Debit Card menu, click "See All"
- Click Create Card or + symbol
- Choose which type of debit card you want to make
- Input your card name (it can be the purpose of the card)
- Choose an existing or create a new Pocket as a source of funds that will be linked to the card
- Select the name to be printed on the physical card
- Review the details of your address and linked Pockets and choose Create Card
After that, all you have to do is wait for the card to be delivered to the address you entered. When the card is in your hand, you can also activate it directly through the application.
To maintain transaction security using the Jago GPN Debit Card, Jagomin wants to share a number of tips:
- Always keep your PIN confidential when making transactions
- Don't use a PIN that is easy to guess, such as your birthday
- Change PIN periodically
- Do not share your PIN with other people, write your PIN on the card and save your PIN with the card
What's the Difference Between the Jago/Jago Syariah GPN and Visa Debit Cards?
Bank Jago offers two physical debit card options, a GPN card and a Visa card, which you can choose based on your transaction needs. The fundamental difference between the two lies in their scope of use.
Jago/Jago Syariah GPN Card: Practical for domestic needs
The Jago/Jago Syariah GPN Card is focused on domestic transactions. The GPN card can be used at all ATMs and EDC machines with the GPN logo throughout Indonesia, making it an efficient choice for daily needs. Although it can't be used abroad, the GPN card is very practical for local transactions and ensures your funds remain secure within the national payment ecosystem.
Jago/Jago Syariah Visa Card: Global reach for international transactions
The Jago/Jago Syariah Visa Card is designed for global use. This card is suitable for those who frequently travel abroad, make transactions on international e-commerce sites, or subscribe to digital services from overseas. With the Visa logo, this card can be used at ATMs and EDC machines worldwide.
Both types of debit cards, GPN and Visa, can be linked to different Spending Pockets, giving you full control over your spending according to the fund allocations you've created.
FAQ About the Jago/Jago Syariah GPN Debit Cards
1. Can I have both a GPN Card and a Visa Card at the same time?
Absolutely! You can use your GPN card for daily needs like groceries at local supermarkets or malls, and keep your Visa card for streaming subscriptions or international online shopping. Each card can be linked to a different Pocket for better management.
2. What should I do if I lose my GPN card?
Don't panic! You can instantly block your card—either permanently or temporarily—directly through the Jago application. Just go to the "Cards" menu, select the lost card, and tap "Block Card." Your funds in the linked Pocket will remain safe and secure.
3. Can a GPN debit card be used for international transactions?
The answer is no, it cannot. The GPN card is specifically designed to facilitate domestic transactions within the country only. Therefore, you can safely use it for all types of transactions in Indonesia, ranging from cash withdrawals at local ATMs and shopping at supermarkets to making payments at domestic merchants via EDC machines. However, if you travel abroad or want to shop online on international websites, the GPN card cannot be used.
4. Is it better to choose a Visa or a GPN debit card?
The best choice highly depends on your daily financial needs.
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Choose a GPN card if: Your main focus is on daily domestic transactions, such as buying grocery essentials at local mom-and-pop shops or supermarkets, as well as supporting an efficient and secure national payment system.
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Choose a Visa card if: You have global mobility, travel abroad frequently, study overseas, or enjoy online shopping on international e-commerce platforms and global streaming services. The Visa card offers a vast global network.
Jagoan Tip: Since you can have more than one debit card in the Jago application, the best option is to have both! You can use the GPN card for daily domestic expenses and a dedicated Visa card for international transactions or global online shopping needs.
Want to get a Jago/Jago Syariah GPN Debit Card for easier transactions and because of its cute color? First, complete your Jago account registration/Jago Syariah account registration if you haven't already, then request the card directly from the Jago application.
