Not only making payments quicker and more practical when buying various kinds of things because it's cashless, debit cards can help their owners build good money habits. Indeed, the power of a debit card is no joke, Jagoans. Especially if you have a Jago Visa Debit Card.
Jago Visa Debit Card and Good Money Habits
1. Minimize overspending as you can control daily transaction limits when using a Jago debit card
If a credit card gives you the freedom to use money that you might not have because you can pay it later, that's not the case with a debit card.
With a debit card linked to a bank account, you can only use as much money as the balance in the account. This advantage has helped reduce the risk of overspending.
However, with the Jago Visa Debit Card, you can do more to minimize overspending. You do it by setting a daily transaction limit. You can set limits for online shopping, payment using EDC machines, payment using Visa payWave and even cash withdrawal.
When you reach the limit, your next transaction will be declined. In this way, overspending can be minimized or even prevented. Without overspending, financial health can be better maintained.
2. Monitor spending at any time
Monitoring expenses regularly can help you become more financially disciplined. By monitoring your spending you can also more quickly understand your spending habits. So if a habit needs to be adjusted or changed, you can make the right decision.
Apart from that, monitoring expenses regularly also ensures that you are on the right track in achieving your financial goals.
And, having a Jago Visa Debit Card can help you build this good financial habit. To be able to complete payments with the Jago Visa Debit Card, you need to link it to one of the Spending Pockets. In the Spending Pocket, you can see the transaction history of the money spent using the Jago Visa Debit Card.
You can access transaction history at any time because it is updated in real time. In addition, you can also choose the right expense category. This categorization makes it easy for you to know exactly where the money goes.
3. Grow savings and reduce expenses by enjoying various Jago debit card promos for existing users
This one money habit may not be a direct impact of using a debit card. But, with overspending that can be minimized and expenses that can be easily monitored and controlled, you will have money to save.
Thus, using the Jago Visa Debit Card indirectly helps you allocate money to be put into savings (with Jago you can save money in the Saving Pocket and Locked Pocket). Having savings that continue to grow over time is certainly a good financial habit.
Moreover, you can save money by taking advantage of promos from Bank Jago. But, you have to make payments using a Jago debit card.
So Jagoans, are you ready to build good money habits? You can get your Jago Visa Debit Card after opening a Jago account by first having the Jago application.
