Taking care of family finances with spouse requires commitment and cooperation. Not infrequently, couples often fight about financial problems. However, there is a way to prevent it. As is done by Karina Juli Car.
Karin who works as a part-time content creator and also in a private company says she always communicates with her husband regarding financial matters. In fact, Karin and her husband has also agreed to manage family finances together.
The Shared Pocket Makes It Easy to Manage Family Finances with Spouse
Within her household, Karin assumes responsibility as treasurer. Her husband always transfers all of his salary to Karin's account every month so that it can be allocated for each need.
"For the time being, my husband and I are still waiting to be blessed with a baby. So, our expenses do not include buying milk, pampers, school fees and various other child's needs," Karin said.
Even so, Karin and her husband have started to set aside some money so that when the baby arrives, everything they need will be ready.
Karin also allocates a budget for various other household needs such as groceries, operational costs and monthly bills including electricity, water and cleaning bills.
In addition, what is no less important for Karin is that managing finances with her partner encourages the spirit of discipline in saving money to achieve family goals.
"There are 3 financial goals that my husband and I want to achieve. In the next year we want to be able to participate in The Feast of Sacrifice, in the next 2 years we would like to renovate the house that our husband's parents gave us, and in the next 3 to 5 years we want to perform umrah with my husband," Karin talked about her dreams.
To make it easier to save and manage family finances together, Karin and her husband use the Shared Pocket in Jago Syariah.
"Jago Syariah is very helpful when it comes to managing finances. I can invite my husband to join the Shared Pocket. He can participate in saving and see the progress of savings directly from his own cellphone. What's even better, using the Shared Pocket, transparency is guaranteed. My husband and I can see the transaction history. This is a smart solution for managing family finances," Karin said.
Furthermore, Karin also found it easy and practical to allocate funds for each need, so they don't mix with each other, into the Saving Pocket and Spending Pocket.
“The Pocket feature makes it easier for me to separate monthly expenses and savings. With Jago Syariah, I can create up to 40 different Pockets with their respective account numbers."
Apart from the Pocket feature, Karin is also interested in using Jago Syariah because of the strength of its digital ecosystem.
"Jago Syariah also helps me and my husband who often use GoPay for Gojek and GoFood. We can save more money because topping up GoPay from Jago is free. I also regularly invest in mutual funds through Bibit. The nice thing is, Jago Syariah can be linked to Bibit. Alhamdulillah, the Jago Autodebit feature helps me save regularly at Bibit so we can achieve our financial goals, slowly but surely," Karin concluded.
Jagoans, ready to experience how easy it is to manage family finances with your other half? Apart from it, it is a bliss to save and manage money with Jago Syariah. This is because Jago Syariah is in accordance with sharia principles by using the Wadiah Yad Dhamanah akad for each Pocket and the Mudharabah Muthlaqah akad for its Sharia Deposit.
Download Jago Syariah here for those who don't have it yet to start using various features and take advantage of the power of the digital ecosystem with GoPay and Bibit.
