Salma H. California, often called Salma, used to think it was not easy managing household expenses. But it changed after Salma started using Jago Syariah to manage finances according to sharia principles. This is her story.
Jago at Managing Monthly Household Expenses with the Pocket
You cannot carelessly manage household expenses, especially if there are many needs to be met. Housewives would certainly agree with this statement, including Salma.
"Being a housewife today, I must be smart, including managing expenses, especially since I have twins."
Salma used to have a headache when it came to household budget management, so she often vented when she was hanging out with her community. It was during these gatherings that Salma was informed about Jago.
“Many talked about the Jago application. They said it made managing finances easier. So, I was very curious,” she said.
Salma tried to find out about Jago and when she found out there was a sharia option, she immediately downloaded it without thinking twice.
"As a Muslim woman, I really want to open an account that is in accordance with sharia principles so I can have peace of mind and enjoy a more blissful life. Frankly, Jago Syariah is my first account. It turned out that my choice was right because Jago Syariah has very complete features and can meet my expectations.”
When asked what her favorite feature was in the Jago application, Salma spontaneously answered the Pocket. “Monthly expenses can be managed better through various Pockets. I have become more disciplined in allocating the income as needed, the funds are no longer mixed up.”
Furthermore, Salma explained the way she allocates the existing budget. "I put a portion of the family’s income into the shopping Pocket, some goes to the arisan Pocket, the saving Pocket for children's education and don’t forget about the investment Pocket!"
As a housewife, Salma also feels it is important to grow savings for the future of her beloved family. One way is by investing.
“Alhamdulillah, investment is now easier because Jago Syariah can be linked to Bibit, freeing you from top ups and admin fees. What I like most, we can use autodebit, funds are automatically deducted for investment. In other words, autodebit ensures consistent investment.”
Jagoans, want to enjoy the ease of managing household expenses like Salma? Insya Allah, together with Jago Syariah managing family finances can become more practical, accompanied by peace of mind.
Jago Syariah can be downloaded here for those who don't have it yet. Bank Jago Syariah is a digital sharia bank in Indonesia with complete features and a strong ecosystem.