Monthly shopping has become a routine for many people, including Jagoans. The monthly shopping budget has been determined and a shopping plan or list has also been made. But when it's time to shop, when you see the discount you immediately go crazy. You happen to bring extra money in case you want to add to the items you buy. As a result, the monthly shopping budget exceeds what it should be. Do you often experience things like this? Time to start paying for your monthly shopping using QRIS Jago Syariah because you can enjoy many benefits.
Why Pay for Your Monthly Shopping With QRIS Jago Syariah?
From being hassle-free and not overspending to being able to manage money according to sharia principles, these are the benefits of paying for monthly shopping with QRIS Jago Syariah via the Jago application.
1. Hassle-free and faster with cashless transactions
There's no need to prepare cash, let alone stop by an ATM first if you don't have enough cash at home. Pay using QRIS, you just have to bring your cellphone, which you definitely always carry everywhere. You are free from the first hassle.
Once you arrive in front of the cashier, you don't need to open your wallet and take out the amount of cash needed to make the payment. Scan the QRIS code at the cashier and wait until the payment is successful. This way, payments will definitely be faster and you will be free from the second hassle.
If you pay in cash and the amount is not exactly what you have to pay, you will receive change from the cashier and calculate whether the amount of change is correct. Using QRIS Jago Syariah, the amount paid is definitely the right amount. You are then free from the third hassle.
2. Monthly shopping with QRIS Jago Syariah, you can choose a specific source of funds for shopping
Want to separate your monthly shopping money so it doesn't get mixed up with money for other needs? Just create a Spending Pocket for monthly shopping in the Jago application. Personalize the Spending Pocket that has been created by changing its name and adding an emoji to make it easier to monitor.
Move money from the Main Pocket to the Monthly Shopping Pocket during budgeting. You can also transfer money from other banks directly to your Monthly Shopping Pocket because each Pocket has a Pocket number, which functions as an account number.
Select the Monthly Shopping Pocket as a source of funds when you shop monthly using QRIS Jago Syariah. By default, the source of funds is the Main Pocket, but you can change it to any Spending Pocket.
3. Pay using QRIS Jago Syariah, you won't go crazy when you see discounts
Because you have separated your monthly shopping budget into a different Spending Pocket, you can automatically only use the money in that Pocket when choosing it as a source of funds.
That way, overspending can be prevented. Even though there are big discounts for products that are not on your monthly shopping list, you won't go crazy and buy them. But, make sure you don't add any more money to your Monthly Shopping Pocket when the balance in your Pocket has been used.
4. Jago Syariah Pockets use Wadiah akad in accordance with sharia principles
Apart from the three benefits above, there is a benefit that is no less important, Jagoans. By using Jago Syariah, you can manage your finances according to sharia principles. All Jago Syariah Spending Pockets and Saving Pockets use the interest-free Wadiah Yad Dhamanah akad. The money you save at Bank Jago Syariah is also a deposit and can be withdrawn at any time.
Jago Syariah Has Many Pockets: Many Pockets = Many Bank Accounts
Not only can you separate your monthly shopping budget, with Jago Syariah you can also separate your budget for any needs to make it easier to manage your expenses and savings.
The Jago application allows you to create many Pockets such as Spending Pockets and Saving Pockets. For each type of Pocket, you can create up to 20 Pockets.
Want to create 20 Spending Pockets for 20 types of expenses? Create them in a matter of seconds. Do you want to have some savings, such as savings to buy a new gadget and savings for the Eid al-Adha sacrifice? Create several Saving Pockets.
With Jago Syariah you can also open Sharia Deposits for long-term financial goals and investment purposes. Different from the Saving Pockets and Spending Pockets, the Sharia Deposit is savings with Mudharabah Muthlaqah akad that offers a profit sharing ratio.
Come on, experience the practicality of making monthly shopping payments and the fun of reducing overspending and managing finances better using QRIS Jago Syariah and Jago Syariah Pocket.
