Blog Post --- Published on March 08, 2024 | Last Updated on March 19, 2024

Kajian Jago Syariah: How to be in Advance to be Triumphant in Ramadan According to Sharia

persiapan menyambut ramadan sesuai syariah dengan mengatur keuangan pakai dua akad di jago syariah Kajian Jago Syariah:  How to be in Advance to be Triumphant in Ramadan According to Sharia

Welcoming Ramadan, many preparations are made. Apart from mental and physical preparation, preparation for managing finances is also equally important when facing the month of Ramadan.

Always Ahead in Doing It at the Beginning of Time: Note the Imsak Schedule, Fajr Adhan Schedule, and Maghrib Adhan Schedule to Know the Iftar Schedule for 2024

jadwal imsak, adzan subuh, adzan magrib dan buka puasa 2024 untuk dki jakarta dan sekitarnya

Before getting into preparations for managing finances during Ramadan, it is important to pray obediently. Always doing it at the beginning of time is a form of good prayer. For the DKI Jakarta area and surrounding areas, you can note down or save the image above so that you always know the schedule for imsak, fajr adhan, maghrib adhan and iftar schedule every day during the holy month of Ramadan 2024.

Always in Advance, be Triumphant in Ramadan According to Sharia

InsyaAllah, with all the preparations made, we can always be in advance to be triumphant in Ramadan according to sharia. What can be done?

1. It is only the first day of fasting, but you already have your mudik budget: manage money using Jago Syariah Pocket

budget kebutuhan ramadan dan lebaran bisa diatur dengan praktis pakai kantong jago syariah dengan akad wadiah

After fasting during the month of Ramadan, mudik is a form of joy that has been eagerly awaited. Mudik to your hometown and gather with your beloved family.

To always be in advance to be triumphant in Ramadan according to sharia, you can start setting a budget for all your needs during Ramadan until Eid, including your mudik budget, using 60 Jago Syariah Pockets.

Create 1 Pocket for mudik. Various other needs can also be separated into individual Pockets. Because, 1 Pocket is the same as 1 bank account. Allocate a budget from now on so that all needs are met properly without overspending.

Apart from that, you can also live with ease when managing your finances because Jago Syariah uses Wadiah Yad Dhamanah akad for its Saving and Spending Pockets, and Mudharabah Muthlaqah akad for its Sharia Deposit.

2. Shop for Ramadan and Eid needs without overspending: pay using Jago Syariah Visa Debit Card

belanja kebutuhan ramadan dan lebaran tanpa spending berlebih dengan kartu debit jago syariah visa

To ensure you don't spend too much when shopping for various needs, you can use the Jago Syariah Visa Debit Card, which is available in physical and digital form, as a payment method.

Through the Jago application, set the daily debit card transaction limit. Transaction limits that can be set include online shopping limits and card use limits on EDC machines. If your transaction limits are set, it will be more certain not to overspend.

3. Calmly wait for the ticket promo because you already have the budget: save funds in Sharia Deposit

Even though the ticket promo hasn't come out yet, you don't panic because you already have the budget to buy tickets. Secure a fairly large budget in the Sharia Deposit in order to get a profit sharing ratio that is in accordance with the Mudharabah Muthlaqah akad and based on sharia principles.

Another benefit of saving money in the Sharia Deposit is that it can be withdrawn quickly without penalties. Sharia deposit withdrawal can be done directly via the Jago application. What about the profit sharing? You will still get it, with an adjusted amount.

4. Stuck in traffic jam on the way home from work, but no problem with preparation of the breaking fast menu: buy at GoFood and pay using Jago Syariah Pocket

Instead of doing nothing when getting stuck on the road, it's better to fill your time with something useful. For example, ordering meals for breaking the fast at GoFood.

Paying your orders is practical and fast without needing to top up your GoPay balance. Use the balance in your Pocket. Right, you have allocated a budget for breaking the fast in a separate Spending Pocket. Make sure you have set the Jago Syariah Spending Pocket as a payment method in the Gojek application so you can buy meals hassle-free.

5. There is no hilal for Eid yet, but house renovation budget is ready: save automatically using Autosave in Jago Syariah Saving Pocket

You can also create a Saving Pocket in the Jago application to prepare and save for home renovation. So, when Eid arrives, the house has been completely renovated and has become an increasingly comfortable place for guests to visit and for you to live in.

So that home renovations during the month of Ramadan can go according to plan, choose what is practical. Use Autosave in your Saving Pocket for home renovations to ensure money is collected automatically from the Pocket that is the source of funds.

6. Manage budget for Ramadan until Eid without fighting: manage money using Jago Syariah Shared Pocket

atur keuangan rumah tangga bareng pasangan untuk kebutuhan lebaran dan ramadan di kantong bersama jago syariah

So that the atmosphere during the month of Ramadan is always full of peace and joy without fighting, you can manage your finances with your partner. Using the Jago Syariah Shared Pocket, transparency in the use of money is maintained. InsyaAllah, the hassle of managing budget can be avoided.

Create 1 Saving or Spending Pocket first. As the owner of the Pocket, you can invite your partner to join. The Pocket will automatically change to a Shared Pocket and you and your partner can immediately manage your finances together. All incoming and outgoing money transactions can be seen by you and your partner in your respective Jago applications.

7. Buying hampers for friends at Tokopedia: pay without switching applications using Jago Syariah Pocket

Eid is certainly less exciting and incomplete without giving hampers. You can buy hampers at Tokopedia and check out directly without switching applications to top up your balance or having to bother entering your debit card, credit card or virtual account number.

A practical, fast and easy payment method when shopping at Tokopedia is by using the Jago Syariah Pocket as a source of funds. So, if you haven't linked your Pocket with Tokopedia yet, do it right away yo buy hampers or shop for any necessities faster.

Ready to Welcome the Holy Month of Ramadan with Jago Syariah

Not only prepares you to welcome the arrival of the holy month of Ramadan, but Jago Syariah also makes it easy for you to be ready to manage expenses and prepare savings to meet various needs. With Jago Syariah, you can always be in advance to be triumphant in Ramadan according to sharia.

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