Who has been looking forward to being able to complete QRIS payments through Jago, your favorite financial management application? Your wish has come true. You can use Jago, which is owned by Bank Jago to pay using QRIS, to get various benefits.
Why Pay Using QRIS with Jago
1. 1 QRIS, many Pockets
Any Jagoan who uses Jago to pay QRIS can be jago at managing expenses. And because of that, together we are good at managing expenses. How so?
Because you can link QRIS to the Jago Pocket. You are probably wondering, since you can create a lot of Jago Pockets, which Jago Pocket can be linked?
In terms of type, the Jago Pocket that can be linked to QRIS is the Spending Pocket. Because when you buy or shop, whether it's sandwiches, coffee, juice, clothes, bags, shoes or anything else, you spend money. The Spending Pocket is the feature that accommodates your shopping needs.
If you talk about number, you can link any Spending Pocket. So, if you have 5 Spending Pockets, you can choose 1 of the 5 Pockets for QRIS payments, depending on what you're shopping for. For example, the 5 existing Spending Pockets you have are Billing Pocket, Snack Pocket, Shopping Pocket, Transportation Pocket and Transfer to Mom Pocket.
When buying make-up essentials, the Pocket that is suitable as a source of funds is the Shopping Pocket. Meanwhile, when you crave meatballs, you can use the Snack Pocket to pay via QRIS.
In addition to making it easier to manage expenses, you are also jago at making sure expenses stick to the budget and minimizing overspending. For each Spending Pocket, you have filled in money at the time of budgeting. You have made sure the allocation of funds is right.
Overspending can occur when shopping with cash or without the Jago Pocket. If you already rely on the Jago Pocket, you don't have to worry about not using money accordingly. This is because you can only use the money that is in the Pocket. As long as you don't put any more money into your Pocket when you see that its balance is almost close to Rp 0, then your spending is under control.
2. Quick and secure payment because it's cashless
Jagoans, you must often go shopping or buying snacks. While having a leisure walk in the mall, you suddenly feel hungry. To satisfy your appetite, you buy the food you like. Still in the mall, you find a cute pair of sports shoes. The color of the shoes happens to be your favorite color. And, the timing is right because the sports shoes at home are starting to wear out. You decide to buy the shoes.
Arriving at the cashier with the sports shoes that you want to buy, you open your purse and are ready to pay. But, it turns out that there is not enough money. So, in the end you don’t buy the shoes.
The above doesn't need to happen if you choose to buy shoes using QRIS and pay for it using Jago. No need to panic at the cashier because you don't have enough money. Also, you don't have to worry about preparing cash because payments with QRIS are cashless payments.
In addition to being quick, payments with QRIS are also more secure, of course. You don't need to carry cash with you. Just rely on Jago to securely save and carry your money everywhere.
3. Easy and practical by just scanning the QRIS code
In addition to quick and secure payments, using QRIS makes transactions very easy and practical. This is because all you have to do is scan the QRIS code. Make sure you shop at a store or merchant that accepts payments via QRIS.
Payment with QRIS offers 2 options depending on where you shop. There are stores that provide static QRIS codes, there are also stores that provide dynamic QRIS codes.
If the available QRIS code is static, then after scanning, you need to enter the amount to be paid. The cashier will inform you of the amount. However, if the QRIS code in the store is dynamic, then you can simply scan it without entering the amount that needs to be paid. In other words, the total payment will show automatically.
How to Complete a QRIS Payment from Jago
To transact with QRIS using Jago, you can simply follow the following steps:
1. Go to Scan QRIS menu in Home page.
2. Scan the QRIS code.
3. For static QRIS code, input the amount. Don’t forget to choose the suitable Pocket as a source of funds.
4. For dynamic QRIS code, the amount is displayed automatically. Don’t forget to choose the suitable Pocket as a source of funds.
5. Choose Pay Now.
6. After payment, select a transaction category to easily monitor expenses.
It's time to enjoy the convenience and practicality when shopping, make payments quickly and securely without having to pay any transaction fees, as well as becoming jago at managing expenses.
The Jago application can be downloaded here for those who don't have it yet. You can choose between Jago conventional and Jago Syariah according to preference when creating your account.
