Paying for your purchases is now more practical and easy with QRIS Jago, a fast, secure, and fully cashless daily transaction solution. Offering an innovative financial management application, Bank Jago and Jago Syariah integrate QRIS payments with the Pockets feature in the Jago application, allowing you to go beyond just making payments—you can automatically manage your shopping budget in one easy step.
Let’s break down the various benefits of using QRIS Jago, both for transactions at physical stores and when hunting for your dream items on e-commerce platforms.
Key Benefits of Paying with QRIS Jago
1. One QRIS Jago, many linked funding sources
A major advantage of Jago is the flexibility to choose your funding source. You can link QRIS to any Spending Pocket you own.
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Shop by Category: If you’re buying skincare, select "Shopping Pocket" as your source. If you're grabbing coffee or a snack, simply switch the funding source to your "Snack Pocket."
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Prevent Overspending: Since QRIS connects directly to a specific budgeted Pocket, you can only spend what is available in that Pocket. This ensures your monthly expense records remain safe and on track.
2. Practical online shopping without copy-pasting account numbers
For a long time, online shopping has been synonymous with the hassle of copy-pasting long Virtual Account numbers. Now, Jago provides a much faster and more practical way with QRIS payments.
Simply save or screenshot the QR code from the checkout page, upload it to the Jago application, and your order is paid for in seconds. Focus on your shopping, and let Jago handle the payment! Why use QRIS Jago for online shopping?
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No Need to Switch Screens: Forget the stress of memorizing or copying long account numbers.
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Flexible Funding Sources: Choose to pay from your "Shopping Pocket," "Snack Pocket," or any Spending Pocket of your choice to keep expenses controlled and separate from your savings.
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Guaranteed Security: Every online transaction is protected by a PIN, fingerprint, or Face ID within the Jago app.
3. Fast and secure cashless payments
For those who frequent malls or local MSMEs, cashless payments make daily activities much more practical. You no longer need to worry about carrying large amounts of cash or experiencing embarrassing moments at the cashier because you're short on change. Beyond practicality, you can ditch the bulky wallet; rely on the Jago application to store and carry your money safely wherever you go.
4. Support for static and dynamic QRIS codes
The Jago application supports all types of QRIS codes available at various merchants:
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Static QRIS: You scan the code and manually enter the payment amount as instructed by the cashier.
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Dynamic QRIS: You simply scan the code (or upload the image), and the payment amount will appear automatically on your screen—no manual input required.
How to Use QRIS in the Jago Application for Payments
Transactions with QRIS Jago are incredibly simple. You can choose the Scan method for in-store shopping or the Upload method if you are shopping online on the same phone.
Method A: Direct scan in-store (Offline)
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Select the Scan QRIS menu on the Jago home screen.
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Point your camera at the QR code at the cashier.
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Choose a Spending Pocket as your funding source.
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Enter the amount (for static QRIS) and click Pay Now.
Method B: Upload QRIS photo (Online shopping on the same phone)
Shopping on your phone? You don’t need to borrow someone else’s phone to scan the code. Just follow these simple steps:
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Save the QR Code: On the e-commerce payment page, select the QRIS method. Save or screenshot the QR code to your phone’s gallery.
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Open the Jago Application: Log in and select the QRIS menu on the main page.
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Upload from Gallery: Click the Image/Gallery icon in the bottom right corner (next to the scan button).
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Select the QRIS Image: Choose the QR code photo you just saved. Jago will automatically read the payment amount.
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Select Pocket & Pay: Ensure the funding source (Pocket) is correct, click Pay Now, enter your PIN, and you’re done!
A Flood of Shopping Promos with QRIS Jago!
It’s not just practical—using QRIS Jago also makes you more profitable. Don't miss out on various exciting promos to help save your monthly budget:
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Merchant Cashback: Get extra balance when transacting at your favorite merchants, ranging from culinary and fashion to daily essentials.
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Double Date Promos: Take advantage of special discounts on big online shopping days (such as 10.10, 11.11, or 12.12).
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Jagoan Missions: Complete QRIS transaction missions in the Jago application and win attractive shopping vouchers.
Pro-Tip: Always check the Bank Jago promos and Jago Syariah promos before making a payment so you don't miss out on the latest ongoing discounts!
Shop Smart, Transact Fast, Keep Your Budget Safe
With QRIS Jago, you don't just get the convenience of fast and secure cashless transactions, but also the opportunity to shop more economically through various attractive promos. The integration with the Pockets feature ensures every transaction remains measured in a neat monthly expense record, helping you avoid impulsive spending habits.
What are you waiting for? Start enjoying the practicality of paying with QRIS Jago right now!
FAQ About QRIS Jago
1. Can Bank Jago display a QR code (QRIS Tampil)?
No, the Jago application currently cannot generate or display a QR code (QRIS Tampil/Merchant) to receive payments from others. The QRIS feature in the Jago application is currently for making payments only. This means you can use QRIS Jago to scan QR codes at other stores or merchants when you want to shop or pay bills, but not the other way around.
2. Are there alternative solutions to receive transfers if QRIS Tampil is not yet available?
If you want to receive funds or payments from others into your Jago/Jago Syariah account, the practical alternatives you can use include:
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Using a Pocket Number: Share your Pocket number (which functions as an account number) with the sender.
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Using JagoID: Senders who are fellow Jago and Jago Syariah users can transfer funds instantly just by entering your JagoID, without needing to memorize an account number.
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Using BI-FAST.
